Where is your money going this Christmas?

Disability Benefits around the world 3

Where is your money going this Christmas? As we head towards Christmas we all start thinking about money. It doesn’t matter if it’s the money we are spending or the money we are hoping to receive. Cash, dosh, dough or whatever you want to call it, Money is a HUGE part of everyones Christmas. The guys over at Mecca Bingo Blog have made this fancy Infographic that you see below which shows how how the value of money can differ for everyone, even just based on your age. For example did…

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Is the environment having an impact on your building?

Is the environment having an impact on your building?

Is the environment having an impact on your building? If you were a victim of last year’s winter flooding, there’s bad news on the way. Experts have confirmed that we’re in for more of the same this winter. Wet and stormy weather could last well into the new year, bringing with it the potential to damage the fabric of your property. If you want to be prepared for winter storms, or simply want to protect your property from wind, rain and sun, then here are some simple steps you can…

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Protect Your Home Against the Effects of a Wet Winter

Protect Your Home Against the Effects of a Wet Winter

Protect Your Home Against the Effects of a Wet Winter Living in Britain, we are all used to enduring wet autumn and winter months (and even some springs and summers, too). But if specialists are to be believed, this winter is threatening to be an especially bad one, and householders are being warned to take steps now to protect their homes from the weather’s ravages. Although long-term weather forecasts are notoriously difficult, even for those in the business of making them, recent unusual behaviour in the Earth’s upper atmosphere has…

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Dealing with your debt

Budgeting for Christmas

Money is an awkward subject in the UK, most people don’t like to talk about it and even less want to talk about it if they’re in any debt. Debt has a huge stigma attached to it even though there is such a thing as good debt; things like mortgages, contract mobile phones and having a credit card for sensible use. It’s when that sensible use becomes silly that we have a problem. Dealing with your debt is something you have to face up to at some point and the…

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The Pros and Cons of the Four Different Bike Finance Options

The Pros and Cons of the Four Different Bike Finance Options

    With so many options available in terms of style, design, build quality and accessories, these are exciting times to be investing in a new bicycle. But, if you have to factor financing your new wheels into the decision making process then that excitement can quickly turn into an overwhelmingly confusing and stressful headache. Don’t let thoughts of paying for your new bike take the shine off getting it. Get your head around the pros and cons of four different bike financing options now before you start shopping: Cycle…

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Getting the most from selling on Facebook

Getting the most from selling on Facebook

Selling on Facebook has changed everything when it comes to selling locally. Your unwanted items used to be such a pain and costly. eBay used to be the best place for this as you could sell your item to people all over the country, in fact the world, and until recently it was the only real place you could do this – well until Facebook introduced their new Marketplace. The problem with eBay is, more than anything, the cost of selling your items. After you take fees into account you’re…

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The cost of private healthcare

The cost of private healthcare

If you’re awaiting a diagnosis or just planning ahead, you may be considering private healthcare. Before making a decision, there are lots of different elements to consider including costs and availability. This article aims to breakdown all of the most important considerations when weighing up if it’s worth going private to help you with your choice. Why go private? People have different reasons for opting to go for private healthcare. Sometimes certain treatments, like cosmetic procedures, may not be available via the traditional healthcare service, in which case, private could…

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Important Guidelines You Need to Follow when Becoming a Landlord

3 Businesses Parents Can Run from Home

  The buy to let industry is booming and it isn’t hard to see why. The internet has made it easy and more affordable to sell and let out a property quickly. More people than ever before are choosing to rent, rather than buy, due to current economic challenges making it difficult for many to get on the property ladder. However, before you jump into being a landlord, there are many things to consider. Here we’ll look at some of the most important guidelines you need to follow when becoming…

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Which type of Money Saver are you?

Budgeting for Christmas

As I write this Black Friday is literally a few days away but I’ve been questioning myself the last few days in terms of if I am truly a blogger in the ‘Personal Finance’ sector. Sure on TMS blog we chat about ways to make and save money online but while other bloggers in this sector go out and about chasing reductions and will do anything to get a bit of money saved on a product they are buying I just don’t seem to feel that same way. I see…

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How can leasing your vans save you thousands?

How can leasing your vans save you thousands?

  It’s common knowledge that buying a new car and driving it off the forecourt is essentially the equivalent of thousands of pounds disappearing immediately. It will be of little consequence when we’ve got our hands on the steering wheel of a brand new model with minimal miles on the clock, but let’s say you have to sell the car six months later – you’ll soon be aware of the fall in price then. Whatcar.com estimates that most cars lose between 50-60% of their value in the first three years.…

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Could Your Business Tap into the Marriage Market?

Could Your Business Tap into the Marriage Market?

There was a time when getting married meant gathering your nearest and dearest at a ceremony held in the local church or at the registry office, but when it comes to saying “I Do”, more unusual locations are very much in vogue.  TV shows like Don’t Tell the Bride are encouraging couples to think outside the box and many are now searching out more unique locations to hold their special day. While country houses and castles are still in demand, places like museums, lighthouses, former prisons, cinemas and even garden…

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8 Tips For Selling Homes Quickly

How to Create the Illusion of Space in Your Home

  Today’s real estate market is a tumultuous environment. Though things don’t look great for sellers, the abundance of interested buyers out there means that you can still sell your home fast if you do it with a little wisdom. Use these 8 great tips to attract more interested buyers. 1) Make Sure Your Agent Markets Properly Online Today’s homebuyers overwhelmingly rely on the internet to start their search for a new property. All of the curb appeal in the world won’t help you sell your house if it doesn’t…

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Don’t choose a Blog name you may regret!

Don't choose a Blog name you may regret!

So, you’ve decided that you want to start a blog, that’s brilliant. You have all your ideas, your niche (if you decide to go for one). You have a plan for getting your name out there through Facebook, Twitter and Instagram BUT you’re struggling for a name. Believe it or not, thinking of a name for your blog is one of the hardest steps to take. This will be your brand and your brand needs to tell people who you are, what you talk about and what to expect from…

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Knowing Your Rights With House Repossession

3 Businesses Parents Can Run from Home

Knowing Your Rights With House Repossession When we buy a home the very last thing on our minds is having it repossessed. As far as we are aware it is ours until we are ready to sell and move on. But, sometimes, things can spiral out of control so fast and it could be that before you know it you are facing repossession. When you do find yourself in a situation where homelessness could become a reality, it is scary and you probably don’t know your rights let alone what…

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Everything you need to know about an Insolvency Practitioner

Everything you need to know about an Insolvency Practitioner

  What is an Insolvency Practitioner (IP) and what do they do? When placing a business into formal insolvency, there are many areas that need to be considered as part of the process. From liquidation to administration and the (sometimes confusing) acronyms that come with the process, it can be difficult to get your affairs in order and get the best result from a difficult situation. With this in mind, we have spoken to Mike Gillard, a Licensed Insolvency Practitioner from Crewe based Business Recovery firm Mackenzie Goldberg Johnson MGJL.co.uk…

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Thinking about security for your new home

3 Businesses Parents Can Run from Home

Moving house can be an exciting time as well as one of the most stress inducing things you will ever go through. There are so many things to think about such as informing companies of an address change, booking a moving van, signing contracts and of course packing up the entirety of your house. You can have a million things running through your head over those stressful weeks but one thing that should always be at the top of your list is making sure your new house is secure for…

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Buying to Let in London

How to keep your utility bills down

It goes without saying that buying a property to then let out is a great investment. Most of the time letting out a property goes smoothly and takes little managing, especially if you opt to use an estate agents. If you have an amount of money to invest, or are looking for an alternative to a savings account then a buy-to-let property might just be the right thing for you. The biggest question is where to buy the property? Which area is going to be the better investment for you?…

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Pension Hacks

The Tricky world of pension transfers

The most annoying thing about the future is that you can’t predict it, you can guess and forecast but unless you can travel there then it’s never 100% certain. This makes things like planning your financial future difficult, who knows what the economy will be like in 10, 20 or even 50 years’. How will the cost of living compare to today’s? How far will your pension stretch? The guys over at Alexander & Co have put together a great list of pension saving hacks to help you stretch your…

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