Planning Your Financial Future Like a CFO

Planning Your Financial Future Like a CFO

AT any large corporation there will be a chief financial officer (CFO), who is responsible for overseeing the company’s financial affairs and investments. But even if you’re not employed as a CFO for a company, you are the CFO of your very own personal finances. Because at the end of the day, you are the one that will be responsible for making sure that the things that you want to do are in-line with your finances. So with all of this in mind, there are some things that you need…

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Top 5 things to think about before taking out a loan

Top 5 things to think about before taking out a loan 4

Taking out a loan is never something that should be done on the fly I always think and if you are self-employed it can be even trickier. It requires a lot of thinking and weighing up of options so I thought it would be a good idea for me to take you through what I think are my 5 top tips when it comes to taking out a loan.               Research is KEY. There are a great number of comparison websites available that you can…

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What’s The Real Cost of Setting Up a Business?

What's The Real Cost of Setting Up a Business?

Starting your own business and becoming your own boss is something many people like the idea of. But, the idea can be very different to the reality. For example, if you underestimate the costs of setting up a business it can lead you straight down the road to failure. So, although the thought of running your own business may be nice, it’s important to plan ahead before you take the plunge. Here are a few costs you might run into while getting your business started. Paperwork The may feel like…

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Why it pays to have several savings accounts

Why it pays to have several savings accounts 3

Today we have a guest post from Naomi over at The Organised Life Project which shows you the best way to keep your savings in order to get the most form them! One of the best things I’ve done to organize my finances and to make sure we only spend within our budget, is to open a number of different accounts. We did this for our spending accounts – we have separate accounts for diesel and groceries and bills – and we’ve also done this for our savings. It definitely…

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Autumn Budget round-up for the Self-Employed

Autumn Budget round-up for the Self-Employed

On Wednesday 22nd November, the Chancellor of the Exchequer, Philip Hammond, announced the Autumn Budget – what was expected to be a bold announcement, quickly pivoted into a typical event for the self-employed, Craig McCall, Operations & Technical Director at Gorilla Accounting shares his views.   There were no drastic measures announced which changes the way Contractors and Freelancers operate, but here’s everything you need to know about the Budget if you work from home. Personal Tax  From 6th April 2018, the Personal Allowance will increase to £11,850, and the Higher…

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Keeping Your Motoring Costs At An All Time Low

Keeping Your Motoring Costs At An All Time Low

Running a car can be such a huge convenience when it comes to getting you around and your general lifestyle. Enabling you to get to work quickly and safely, helping you to do your shopping and run your errands, but if we are totally honest with ourselves running a car can also be expensive. You have the initial purchase to think about, whether that is a monthly budget or a total spend. You have fuel costs, insurances quotes and even upkeep and maintenance to consider. How do you manage it…

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Let your Selfie do the work and get you an instant life insurance quote with Zurich

Let your Selfie do the work and get you an instant life insurance quote with Zurich 5

Sorting out insurance can be quite a dull affair can’t it? It’s always a case of putting in the same details over and over again either on comparison websites or on the actual site of the insurer themselves. I mean it used to be even worse as I remember my parents having to do everything by filling in forms with a pen and sending them off in the post so at least we’ve moved on from that I suppose Life insurance is something I didn’t have to think about until…

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A Beginner’s Guide To HMOs: A Smart Property Investment?

A Beginner's Guide To HMOs: A Smart Property Investment?

The majority of property investors are guilty of being too one-dimensional. Everyone is always looking for the same ideas and concepts. We buy a home, flip it, and make a profit. Or, we buy a property, rent it to someone, and generate money. Rarely do people consider other options or types of properties that could be more beneficial to them. This is where the subject of today’s article comes in; HMOs. If you have no idea what this stands for, then you’ll soon learn. This piece is a simple guide…

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