4 Tips to Help you pay Your Bills On Time

4 Tips to Help you pay Your Bills On Time

Bills are an unfortunate, yet inevitable, part of our lives. All too often it can feel as if the only people communicating with us are those that want some of our money. Managing to pay bills on time is an essential skill to learn. Even those of us who generally aren’t great at managing our money have to do whatever we can to ensure that we set aside enough to cover our bills. Bills cause most of us some degree of stress and anxiety, but in reality, there is no…

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Can I Ask For A Raise?

Can I Ask For A Raise?

The moment may come at some point in your working life when you start thinking that you are not being paid enough for your job role. It can be difficult to know that your colleagues are earning more than you, or that the industry standard is much higher than you are being paid. However you can do something about this. When you need help asking for a raise, you might not know where to start. The idea of walking in your boss’ office and asking for more money is a…

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Should I Relocate For a Better Job?

Should I Relocate For a Better Job?

Are you considering moving to improve your career prospects? Perhaps there are countries that are struggling with a skills gap, and you have those skills. Maybe you want to experience a new country and style of life and need a job abroad to support yourself, or perhaps your current company has asked you to relocate. Either way, it’s a huge change and something to carefully consider. Is Relocating Right For You For some people, relocating is an exciting adventure- chance to start a new chapter. For others it’s scary and…

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How to combat that last minute HMRC panic!

How to combat that last minute HMRC panic!

You’ve either done it or you haven’t! What am I talking about? Well submitting that self-assessment online of course. Anyone that’s self-employed tends to have a slight panic around January time each year. The sweat comes on as you try to avoid even starting your tax return. Then a few weeks later you decide to give it a go and you soon realise you don’t know what your Government Gateway login is and so getting a new one of those sent out in the post takes another few days to…

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Decorating on a budget – 5 tried-and-tested tips

Decorating on a budget – 5 tried-and-tested tips 1

There’s no two ways about it – re-decorating can be a real headache for many people. Not only do you have to plan what you’re going to do, but then you’ve got to actually follow through with it and splash the cash. But what if there was an easier way? We’ve put together 7 useful tips to follow if you’re looking to decorate your home, to help you stay within budget and avoid overwhelming outgoings. 1. Accessorise without breaking the bank There are limitless ways to give your home a…

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Financing Options for People with Bad Credit

Financing Options for People with Bad Credit

There are all kinds of purchases you will need to make in your life that are some pretty big ticket items and, therefore, require financing. Let’s face it, not everyone has a secret hidden stash of money just waiting to be used for that big ticket purchase. While the financing process is usually relatively simple and quick, for some people it can be quite a stressful time where they are unsure if they will even be approved or not. Those are the people who wear the label of “bad credit”.…

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Why we need to be more open about finances

Why we need to be more open about finances

There’s no doubt that in the current age people are much more open about things when it comes to sharing their problems. If there’s one thing a few minutes sat on Twitter will show you it’s that people are always looking to see if other people are in the same boat as themselves. Relationship problems, job worries, family squabbles and mental health issues all seem to come behind one of the biggest worries (especially for Millennials) which is money! There is quite a culture out there of keeping money worries…

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Are qualifications worth undertaking in the business world?

Are qualifications worth undertaking in the business world? 1

For a lot of people their route into their chosen career may involve doing various qualifications before they begin their working life. Often this can involve a great number of years of study, not to mention the extra financial cost attached with a UK University typically charging £9000 per year for a typical degree. Also as you get older things such as relationships, money and family can get in the way of bit of you trying to achieve your goals. It’s because of all that that it can be a…

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Why I don’t agree with eBay resellers buying from Charity shops AT ALL!

Why I don't agree with eBay resellers buying from Charity shops AT ALL! 2

I knew this was going to be a ‘marmite’ type blog post as soon as I decided to write it. I know who my audience generally is (money makers/money savers) and doing a post like this might grate with some of them but I still felt it was important to get out how I feel and it’s that I DO NOT AGREE WITH EBAY RESELLERS BUYING FROM CHARITY SHOPS! Now there’s a good chance that this statement will go down like a lead balloon but there’s just something about buying…

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5 things to think about when setting up a new business

5 things to think about when setting up a new business 3

Setting up a new business can be anything but smooth. When you start out it can seem like you are taking risk after risk as you try to get your name out there. I remember in the first few years of The Money Shed I would do all sorts of things to get noticed and wasted a whole host of cash. I’d pay for the wrong type of advertising, I paid people to write content for me that was riddled with spelling mistakes and I paid for an ‘SEO Review’…

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What Should You be Looking for in a Savings Account?

What Should You be Looking for in a Savings Account?

There are several savings accounts that you could choose from, and you need to know exactly which one is right for you. It’s not always just about the interest rate; there are several factors that you need to consider when trying to choose a savings account. To make it a little bit easier for you, below are what you should be looking for in a savings account. 1. Few or No Fees The best savings account should have minimal fees and if possible none at all. Some banks will charge…

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New Year, New Wish List

5 Ways To Improve Your Finances For The Better Post Christmas 1

I don’t know about you but every January I tend to draw up a bit of a wish list for the year. These aren’t milestones I want to achieve or big weight loss goals but are instead material items I would like to have in my life by the end of the year. I sometimes think I end up doing this because we typically have time off over Christmas and New Year and I have FAR too much time to myself to think up some things I need in my…

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Software To Service: Options Which Grow With You

Software To Service: Options Which Grow With You

It’s very rare that you will find something for free, in the modern world. With money being short for everyone, being able to save wherever you can is incredibly important, especially as a business. But, with everyone in the same position, saving money as your first starting can seem almost impossible. To help you out with this, this post will be exploring one of the best tools to help you with this; scalable software. When you’re first starting out, it’s unlikely that you’ll have strict needs, and won’t have to…

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What is PIP and How to Know if You’re Eligible for It

What is PIP and How to Know if You're Eligible for It

PIP is short for Personal Independence Payment. PIP replaced the DLA or disability living allowance as part of the 2012 Welfare Reform Act. While it is similar to DLA in some regards, PIP is different in others. We’ll explain what PIP is, the general eligibility requirements for PIP and explain how to claim PIP successfully. What is PIP? PIP replaces the disability living allowance but shares the same purpose – to provide extra money to cover the higher expenses the person dealing with a disability or their carers face. PIP…

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TOP TIPS FOR SAVING MONEY IN LONDON

TOP TIPS FOR SAVING MONEY IN LONDON

Like most big cities in Europe, London is considered to be an expensive city not many can afford to visit. In fact, for tourists, it’s 20% more expensive than Berlin & 57% more expensive than Lisbon,  Source. But there are ways to save money in London. So, grab your map and take notes. This is what you can do if you want to get the best of London & still be able to pay the bills when you get back home! THE LONDON PASS > ENTRANCE FEES If you’re planning…

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Mental Health and Your Finances

Mental Health and Your Finances

Today we have a guest post from the Charismatic Carl from Wiser Wealthier all about the important connection between mental health and your personal finance. Oh the brainbox, that most complex machine that whirrs away day and night. Responsible for your thoughts, feelings and just about everything else that makes you the person you are. Most of the time this machine works just fine. It keeps you breathing, speaking, eating and doing all that other living stuff. Sometimes though, it doesn’t. As someone who has suffered both the highs and…

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E-Wallets and Hidden Charges: What to Be Aware Of

E-Wallets and Hidden Charges: What to Be Aware Of

The world has taken a turn for the digital – that much is obvious – and one thing that you need to know about is the numerous ewallet services out there. The ewallet as a concept has come to the forefront as a prime option to rival cash payments, thanks to growing technological developments. However, you should always be wary, as the companies behind the three leading ewallets all work with a fee setup in effect. The following takes a detailed look at PayPal, Skrill, and Neteller, addressing the fees…

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Is New Year, New You actually worth it?

Is New Year, New You actually worth it?

It’s that time of year again! We’re all seen it on social media and out there in real life. A new year comes around and for a lot of people with it comes some major wholesale changes to their life. I tend to think these changes come in 3 different areas Finances Diet / Fitness Image I thought it would be good to look at these 3 areas and see if the changes are really warranted just because the year we are in has rolled over to give us another…

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How To Fix Your Finances From 2018

How To Fix Your Finances From 2018

Christmas is often the time period when we are forced to evaluate our lives and make meaningful decisions that will sometimes have a long-lasting effect on our existence. Whether this is in relation to money, love life, or else, at the end of the year it is important to look back and analyse what went right and wrong in the 12 months before the festive period, in order for us to learn some good lessons about how we handled things during the year. If you overate during the Christmas season,…

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Why Playing the Lotto Online is the Smart Way to Play

Why Playing the Lotto Online is the Smart Way to Play

If you are still buying lottery tickets at the carry out, it’s time to stop. This is the way your parents played the lottery and the way their parents played the lottery. Recently, companies known as lottery messenger services have brought the world’s lotteries online so that players all over the globe can participate. A lottery messenger service buys official lottery entries from authorized retailers on behalf of online players. The messenger service charges a small service fee for making the purchase. They then store the physical ticket and upload…

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