How freelancers can boost their income with P2P lending

How freelancers can boost their income with P2P lending

Here, Richard Litchfield from the peer-to-peer lending platform Lending Works explains how you can use this kind of investing to boost your freelancing income.   There are many benefits to going freelance: you can set your own schedule, work on projects you’re actually excited about, and create the perfect work-life balance for you. But, the nature of working in this way means that you’ll often be waiting around for invoices to be paid, and there will be months when you make a lot, as well as months when you make…

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Everything you need to do with HMRC as a Blogger

Blogger register with HMRC

Working as a blogger is becoming more and more popular in the UK. There is an unlimited amount of money to be earned as a blogger – depending on how successful you are. Unfortunately, we don’t have the answers to help you become a successful blogger, just hard work and determination. But fortunately, we do have the answers for how to register as self-employed and everything that you need to know to make sure that you’re telling the taxman the right thing. If you have decided to create a career…

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Why Saving Money Doesn’t Have to Cost You Your Health

Keep health in check

Saving money generally includes the strategy of cutting back on a number of monthly desirable or reward spending and sometimes it even impacts necessities. While this just might be the case, your health is one aspect that shouldn’t take the strain for the sake of adding more pennies into the saving pot. This applies to various areas of health, such as medical care, food and physical wellbeing. The main aim is to spend wiser rather than to spend less. When this concept is implemented in your daily life, you save both…

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Why #NoSpendDays are an absolute waste of your time!

Spending money is really easy to do and sometimes we do it without even realising. So if you’re trying to save or budget better then you may be at a loss for what to do. How can you stop spending money when it’s so hard to realise you’ve spent it?  Over at The Money Shed forum we tend to be all about making more money. So having more money in your life by earning it online and not doing the likes of 50p surveys or click sites however if you’re looking…

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How To Make A Quick House Sale (and save on Estate Agency fees)

estate agent saving

Moving house can be a daunting prospect. You want to sell your old home quickly so that you can focus on setting up your new home, whether it is down the street or across the country. The average home in the UK takes two to three months to sell when using an estate agent, although this figure can vary. If you’re on the unlucky end of that average, it might be half a year or more before your home is safely sold. In the meantime, you may be stuck paying…

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Investing in Casino Stocks: What You Should Know

casino stocks

Gambling stocks are just like any other stock in the market and they are subject to different levels of risk. When a casino or any company that offers gambling services goes public, it provides a chance for investors to buy stock in that company. The result is that the company can make money from gamblers who are selling their stocks to anyone that is speculating about a positive future for the company. There are many great publicly traded casinos stocks that are available and many of these are Vegas Casino…

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Am I an idiot for spending over £840 on Call of Duty?

PS4 Controller

I’ve always claimed I am probably one of the WORST money bloggers to follow if you are looking for someone who good with money and is sensible in what they buy from morning till night as that’s just not me. A good example of this is my habit of buying the latest Call of Duty game every year. For anyone who lives under a rock Call of Duty is an annual multiplayer game which is a First Person Shooter (FPS) game where you play various modes against other online players…

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4 Types Of Insurance Products All Entrepreneurs Should Consider

As a business owner, you are likely aware of the need for insurance if you wish to protect your company for the future. Below, we’ve put together a guide to the types of insurance that you may want to consider purchasing for your business… Professional liability insurance If you, or a member of your staff, make a mistake when performing work for a customer – for example, a window cleaning company breaks a customer’s window – then professional liability insurance helps to cover the cost of any legal fees or…

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Where can you afford to invest in the UK?

Where can you afford to invest in the UK?

The UK is full of opportunities for budding property investors. If you are just starting out or if you are trying to add to your current portfolio, you may be wondering where you can afford to invest. UK house prices have remained on the rise, and with a growing number of renters, the opportunities are there for property investors. Though property prices are high in certain areas of the country, other areas offer lucrative opportunities that are surprisingly affordable. Regional differences in the UK are incredibly obvious. There has been…

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How to Successfully Launch an Online Business Without Bleeding Your Finances Dry

How to Successfully Launch an Online Business Without Bleeding Your Finances Dry

It is estimated that more than 10,000 online businesses are created every month. Of course, some of these ventures will enjoy success while others are destined to remain in the doldrums of anonymity until their inevitable demise. There are many factors which can serve to determine each of these outcomes. One of the most pivotal involves liquidity. How can you leverage such an opportunity without emaciating your bank account? This is a deceptively complex question, as the answers are not always as clear as we would like them to be.…

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Eating on a budget while travelling the world!

Eating on a budget while travelling the world!

Today we’ve got a fantastic guest from the girls over at PenniesIntoPounds all about the different ways you can save money when travelling the world! I must admit this title sounds impossible. Sometimes even we can’t believe we’ve managed to achieve it! However, the proof is in the pudding – yes, we can afford to still treat ourselves without slacking on nutrition or living off rice and beans entirely! Many people ask us how, as students, we manage to travel so much and we can never really give them a…

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Education Alternatives to University

Education Alternatives to University

There’s a lot of pressure on new high school graduates to attend university. 100 years ago, it was an honour to attend a university, and something that not many people did. But now, we’re in a time when it has become expected of us.   But what if that isn’t the route you want to take? Maybe you don’t need a degree in order to do well in the career you’ve picked out for yourself. Maybe you think a degree won’t help you. Whatever your reasons for not wanting to…

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How To Save Money On Your Dream Home Purchase

Save money on the cost of your dream home…it can be done! Image licensed under Creative Commons.   Considering your house is the biggest purchase you’re ever likely to make, it’s not one you give the most of amount of financial consideration beyond saving up your deposit. It’s as if the size of the expense is so overwhelming that you begin to feel the finer details are of less consequence – but that simply isn’t true. There are ways to save significant sums on that dream home purchase – you…

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