4 tips for making your dream home a reality in 2019

4 tips for making your dream home a reality in 2019

There’s no better feeling than finally being able to relax in the home of your dreams. But, with plenty of things to think about before securing the purchase, it can often feel miles away from reality. You’ll no doubt be focused on finding the perfect space for you and your family, however, there are other important things you should be thinking about too: having your finances in order will be what ultimately secures you the purchase, after all. Here, we will talk you through four tips, including how to find…

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Is Letting Your House Out without an Agent a Smart Idea?

If you already have an investment property, and you are looking to get a decent yield on letting it out, you can go out on your own or simply get an agency that will do the work for you. We are all busy to advertise, but it does actually make sense to consider letting your house out privately, provided that you take the right precautions. Below you will find a few tips on how to get started and avoid ending up in legal trouble. Saving on Fees One of the…

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Bitcoin is gaining traction in Canada

Toronto Canada

Welcome to the maple leaf country. And if you are a Bitcoin enthusiast, some positive developments are welcome news. The Canadian government announced early in 2018 that it would earmark resources through the Bank of Canada to study blockchain. This news has had a positive impact. The TMX group, a company that operates in the cash and derivatives, market announced in March 2018 that it will launch a cryptocurrency exchange. A number of corporates joined the crypto bandwagon. GoldMoney Inc, a Toronto-based company that specialises in special metals investment services,…

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How to prepare for life’s unexpected costs

How to prepare for life’s unexpected costs

As much as we’d love to be able to predict the future, we all know that, unfortunately, it’s never going to happen. Life always seems to find a way to surprise us; sometimes they’re nice surprises and other times…not so much. Quite often these not so nice surprises can come with a financial sting too, which can make everything so much harder to deal with if you’re not ready for them. So, whether it’s as inconvenient as having a broken boiler or a large vet bill, or as overwhelming as…

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Will Bitcoin Lose its 50% market to Ethereum in 2019

Will Bitcoin Lose its 50% market to Ethereum in 2019

Due to the intervention of Governments and banks in regulating the fiat currencies, people are more inclined towards cryptocurrencies off-late. Cryptocurrencies are nothing but digital currencies which uses strong encryption nodes and serves as a medium of exchange for transactions. The growing demand for cryptocurrencies has led way for new cryptocurrencies into the market often. Bitcoin and Ethereum are the strong contenders battling for the top position in the crypto world. Different cryptocurrency exchanges can be used for BTC to ETH conversion.  Let us find out whether Bitcoin will lose…

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Top Tips for Cost-Effective Shipping 

business freight

Running a small business from home can be a costly and time-consuming affair – particularly if you’re a parent – with an endless array of considerations to take into account from overseas customers to shipping fees. If these aren’t managed properly, you may find your business incurring unexpected and unnecessary costs which can hit your profit margins. This handy guide from Hemisphere Freight Services should ensure your business runs as smoothly and efficiently as possible. Things to consider when shipping  There are many complexities involved in sending products out for…

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3 Ways to Spend Your Savings on Christmas

3 Ways to Spend Your Savings on Christmas

Christmas is an expensive time of year. From buying presents and covering the cost of dinner to paying up for decorations and parties, even the most financially savvy among us are spending a lot on 25 December. If you have been planning your money and putting some aside all year in preparation for the festive period, now is the time to start planning how you want to spend it. To give you inspiration, here are some ideas that make the time you spent saving up worth it. Generous Gift Buying…

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Finance Options for Those with Bad Credit

Finance Options for Those with Bad Credit

Finance Options for Those with Bad Credit Obtaining any kind of financing when you have bad credit can be extremely difficult, especially when you’re not aware of the different kinds of loans available to people with poor credit scores. If you’re just basing your outlook on the experiences you’ve had with major banks or credit unions, you might be ready to give up on your search for financing. Although building your credit should still be a top concern, it’s possible that you may be overlooking some of the loan types…

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