Why changing your finances in January may not be the best idea!

Why changing your finances in January may not be the best idea! 

After Christmas and New Year we all make promises to ourselves that this is the time we’ll get our finances sorted and start saving some serious money. The majority of us out there tend to overspend at Christmas and then try to save in January to make up for it.  However, this isn’t always the best way to go about it. Don’t worry, we haven’t lost our minds – we still think saving is a great idea – just maybe not in January. Read on to find out why changing…

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Why Will Cross-Channel Marketing Represent the Wave of the Future in 2019 and Beyond?

digital marketing future

A concept known as multi channel retail has recently entered into the lexicon of the business world.  While quite effective, the fact of the matter is that the majority of stakeholders have still not been able to adapt this strategy to their current operations.  It is therefore important to define multi-channel marketing before taking a quick look at some of the many advantages that it will be able to provide to your firm. If you have been hoping to take sales to the next level in the coming year, the…

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Important Things to Consider When Hiring a Real Estate Agent

Important Things to Consider When Hiring a Real Estate Agent

According to the Bureau of Labor Statistics, there were more than 444,000 jobs available to real estate brokers and sales agents in 2016. What does this figure mean? There are a lot of real estate agents who can help you either purchase or sell your property. The challenge now is finding the best person for the job. Here are important things you need to know and should consider before you hire a real estate agent: Experience, Credentials, And Local Expertise   Experience says a lot about how a real estate…

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Caravanning: The Ultimate Checklist

Caravanning: The Ultimate Checklist

If you fancy getting away for a while after the craziness of Christmas, we don’t blame you. The festive season is a fun time of the year but it is also one which is full of stress, arguments and a lot of money being spent. That’s why a caravan trip could be the ideal way to start off 2019 with a bang. Caravanning is a great way to spend some time away from the stresses of life and it will allow you to enjoy some quality time with the people…

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How late is too late to start your Christmas Savings?

when to start saving for christmas

For a lot of people who read this, they will be in one of two camps. You either start saving for Christmas super early and do things like buy wrapping paper a year in advance or you have a slight panic around the 1st December when you realise you have a load of things to get and you haven’t budged for any of it. Which camp is right? Well It could be said that both ends up spending the same amount of money by the time the 25th December rolls…

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How To Earn From Your Creativity

Earn from your creativity

Today we have a fantastic guest post for you from the ever artistically talented Ar from over at ArtualAr all about how you can earn mega bucks from your creativity!  Creative people love to create for the pure joy get from it. But what happens when you want to combine your love for creativity with the need to actually make a living? Many people will say that the life of a creative is inextricably linked with struggle and financial hardship, and for some part, that can be true. However, with…

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Everything You Should Know About Inheritance Tax Planning

Everything You Should Know About Inheritance Tax Planning

Inheritance tax, also known as estate tax, can end up costing your loved ones huge sums of money in the event of your death. Of course, you want to make sure your nearest and dearest are financially protected when you are no longer here. However, without knowing about inheritance tax the opposite could occur. The inheritance tax threshold is £325,000. If your estate amounts to more than this, then you will pay 40 per cent tax on anything in excess of £325,000. Your estate is calculated by taking into account…

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Money Over Pride: Helping Loved Ones Retire Affordably

When people get to a certain age it’s their time to bask in the sun. And by basking, one could easily mean taking a load off and retiring comfortably. There are many ways you can help your loved ones achieve this as in the modern day, there are so many strategies which you can use. No doubt, saving up for your entire life or rather your professional working days, is going to help you when you no longer work. State pensions aside, it’s better to have a savings account as…

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