Why changing your finances in January may not be the best idea!

Why changing your finances in January may not be the best idea! 

After Christmas and New Year we all make promises to ourselves that this is the time we’ll get our finances sorted and start saving some serious money. The majority of us out there tend to overspend at Christmas and then try to save in January to make up for it.  However, this isn’t always the best way to go about it. Don’t worry, we haven’t lost our minds – we still think saving is a great idea – just maybe not in January. Read on to find out why changing…

Read More