Sometimes saving money can be as hard as not having a good enough plan. It’s hard to know where to begin in terms of saving money, which is why we’ve compiled this list of tips that can help you budget properly, and save long term.  Record everything When you begin budgeting, the best place to start is by recording everything that you spend and every bit of money that comes in. This will help you keep track of what your money gets spent on and where you can save. This…

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Owning a motorcycle can be a good way to save money when compared to owning a car.  But motorcycle repairs can still be expensive. The good news is that there are a few tips you can apply to start saving money on these repairs. From the basic do-it-yourself approach to good maintenance, there are paths you can take in order to start saving money. When it comes to general maintenance, there are many tips you can apply in your own home. Provided that you have the right tools and the…

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I don’t know about you but it seems that more people than ever are visiting Australia at the moment. They could be visiting family or going on one of those ‘Holiday of a Lifetime‘ trips which they end up repeating but the lure of the country is stronger than ever! A huge change recently has been the addition of the first airline offering DIRECT flights to Perth from the UK. Qantas now offers a 17-hour flight from London and the trip has been one of their most popular over the…

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If you have a mortgage then you will know how important it is for you to keep up with your payments. After all, if you don’t then you may have to give up your home and you may even find that it is much harder for you to get a mortgage in the future as well. If you want to get all of this sorted out then you are more than in a position to do this. Don’t Stay on Standard Variable Rates So many people make the mistake that…

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What is an exchange rate and how it is determined? The exchange rate is the price or value of a determinate currency in relation to another currency (usually but not exclusively, the American dollar). The exchange rate is mostly determined by market forces in the foreign exchange market, however, this depends on the country’s current exchange rate structure and, as we’re going to explain in this article, other factors. Floating exchange rates are currently the most common exchange rate structure in the world, however in reality most countries have a…

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One of the most popular ways to travel when abroad is to rent a car. Renting a car gives you the freedom to travel wherever you want, whenever you want. It means that you aren’t tied down to public transport schedules, and can do your own thing. Sometimes, renting a car can save you money and actually be cheaper than other means of getting around. But because it’s such a popular mode of transport, car rental companies are raising their prices and offering extras which cost more – in order…

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We all make mistakes from time to time. Yet the strange thing is that sometimes, we can commit an absolute howler and get away with it, while on other occasions, it really is something that could happen to anyone, yet we get hit repeatedly right where it hurts the most – squarely in the wallet. Here are five examples of the latter – be careful out there, it’s a dangerous world.   A simple typo   Not everyone was a born typist, and a generation ago, typewriter keyboards were in…

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Shopping is expensive enough, there’s no doubt about that. From food to clothes you can buy it all with the click of the button but sadly the price of everything is always going up these days but luckily we can do use something to fight those costs! We’ve covered tools such as Pouch before which bring you alerts for any valid discount codes when you go to buy an item online, however, PIWoP is a far more passive solution to keeping those online shopping costs down. Keeping on top of the…

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There was a time when owning videos and, later, DVDs were a mark of any true movie or TV lover. Hundreds of DVDs and video used to line living room walls – from blockbuster movies to TV series. If you ever wanted to binge watch a series then you had to own the whole boxset. The same was also true of music. You had to buy the physical albums if you wanted to listen to it all.  Then came along subscription services like Netflix, NowTV and Prime Video which meant…

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When you want to be able to grow your money, it’s always a good idea to know how you can do it. It’s not every day that you find yourself in a strong financial position. But when you do have some spare cash one month or on an ongoing basis, it’s so important for you to be able to make it grow. But how? And don’t you have to be an investment expert to be able to really grow your funds? Well, not really. Sure it can be beneficial to…

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The property market has been becoming increasingly lucrative over the years, largely due to rocketing demand and prices/price growth rising consistently. In fact, house prices have risen by about 400% since 1993, showing just how much of a behemoth the market has become. Those looking to invest in property could well be in to make a tidy profit, but there are also many considerations to make before taking the plunge. As such, here are some of the mainfactors you should think about. Tax You will likely have to pay tax…

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A mobile phone is now one of the major costs in an adult consumers life. Often costing more than the standard monthly utility bills. For years websites and finance experts have told consumers to switch their utility deals to get the best plans. For some reason mobiles phone plans don’t get the same attention from UK consumers. They Should! For example; Source – https://www.ukpower.co.uk/home_energy/average-energy-bill Source – https://www.ukpower.co.uk/home_energy/average-energy-bill The annual average cost for a mobile phone contract is £46.60 per month, this makes the average annual spend on mobile phone devices…

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Vehicles have an operating life, but they also wear out faster when they are used regularly. Taking plenty of short journeys tends to demand different things of them than longer journeys on the motorway, for instance.  Making the vehicle last longer is a goal centred around getting the most value because the cost of the car is amortised over more years. Put another way, the monthly cost of owning a car is less when it’s owned for longer.  Let’s explore different ways to get more value from car ownership.  Carpool…

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