The Mortgage Cheatsheet: Choosing The Right Deal For You

Buying our own house is one of the greatest joys in life. It gives us the independence to finally spread our wings and find our own feet. However, unless you have $250,000 to hand, you’ll need to take out a mortgage. A mortgage is a loan which you take out in order to but a property. The most common term to choose for your mortgage is 25 years. When you come to take out your first mortgage, it can be a little bit daunting, but paying for your family home…

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Setting Up Your Family Home Cost-Effectively

Setting up your first family home is a milestone to be cherished. Now you can finally settle down and relax, knowing your time stringing along rental properties is likely over. Now you can work on building a home atmosphere which you and your most loved ones can enjoy together, and craft the story of your family life. However, setting up a family home is anything but cheap. To achieve this beautiful and coveted life situation, you need to make the right decisions. The right decisions often translate to better financial…

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The Money Shed is 4 years old!

Can you believe The Money Shed is 4 years old on the 17th October. 4 years of helping people earn money from home and improve their lives financially. 4 years of building a community that have been through weddings, babies and house moves and have contributed to over 100,000 forum posts! 4 yeas of everyone helping everybody else to earn as much as they possibly can. 4 years of secret Santas, sweepstake contests and monthly cash giveaways! It’s hard to believe it’s been that long since I dedicated to create…

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Planning For Your Family’s Future

Looking after your family, juggling work and social lives can be a hard task. It can be easy to get so wrapped up in the here-and-now instead of looking to the future. However, eventually you will need to start planning for your family’s future, and here are some questions you’ll want to ask yourself: I have assets and income, but am I living comfortably? When can I afford to retire? Have I got enough to consider giving money to my children? What effect would death or serious illness have on…

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Financial Careers You May Want To Consider

There are many careers out there that can be extremely rewarding. You find that you feel passionate about it, enjoy what you do and love it when the alarm goes off every morning spinning you into action for another working day. But for some people, they just haven’t found that right career or job that gives them that satisfaction. Not all of us are lucky in that respect, so if you find yourself wondering what your next career move then maybe start to look at your own skills and personality…

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Twenty And Already Struggling With Finances? Say It Ain’t So!

When you’re in your twenties, you are going to face a number of financial issues. Thankfully, most of the problems will be cleared up by the time that you hit thirty. But that’s not going to help you when you’re trying to juggle the costs of going out with the bills that need to be paid, not to mention the savings that online articles are telling you that you need to already be putting towards your retirement. When you think about things in these terms, it’s difficult not to start…

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How to protect yourself when booking flights

It’s been a torrid time recently for the airline industry in the UK. From Ryanairs lack of pilots situation causing over 400,000 people and has affected over 18,000 flights to the recent collapse of Monach so I got me wondering what can you do to protect yourself when booking flights? Make sure the booking you make is protected When you are making your logo ALWAYS look out for the ABTA and ATOL logos. These will help protect both you are your money due to their Code Of Conduct which all members…

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Why I think e-courses that charge you for learning how to make money SUCK!

If there’s one thing that grinds me gears online as someone that is always trying to help people earn money from home it’s when information on how to earn online is hidden behind a paywall of some kind. It doesn’t matter if it’s a MLM company such as Younique or an online e-course offering you untold knowledge to earn online for the pricely sum of a few hundred pounds! I am completely against the practice as usually when people are wanting to find ways to earn money from home it is because…

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Vital Money Saving Advice For Students

It’s a well-established fact that students are always short on money. If stereotypes were to be believed, students are always calling their parents to beg for money, while eating noodles for every meal as it’s all they can really afford. While there is some truth to the fact that most students will struggle for funds, this doesn’t have to be the case. If you’re willing to put the effort into saving money where you can, then you can reap the financial rewards. A little research and a lot of savviness…

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Cutting the Costs of Divorce

Getting a divorce is never pleasant. It’s certainly not something any of us aspire to. Yet, it’s more common than ever for marriages to end in this way and in many cases, it’s for the good of the family. While getting a divorce has emotional costs, another aspect that you need to consider is the financial cost. Both in the short and long term. Here’s a look at how you can save money. Agree One of the main reasons divorce costs start to spiral is disagreement. Try to keep things…

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Just how much is the future of motoring going to cost?

Anyone that drives a car and doesn’t live in a cave can’t help but notice that the world of automobiles sure is changing at the moment. It doesn’t matter if it’s electronic cars of driverless ones there’s no doubting that cars are getting more and more economic in their power but does that come at a cost? At the place that I work in my full time job we’ve recently changed all our diesel vans to electric ones which I imagine involved quite a hefty cost upfront. On top of…

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Taking Your Business Global To Improve Finances

Most businesses never get the chance the become global. It’s hard to make it in such a challenging world, but if you finally do manage to go big, the world is your oyster. If your profits are booming, you’d be silly to stay in one county, or even country. Going national is a huge leap, but it’s one that’ll reap rewards. Before and after you’ve introduced your services internationally, they’ll be a few things you need to consider. Beforehand First things first, can you afford it. Yes you know your…

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Business Essentials: What Does Your Blog Need To Bloom?

As far as business choices go, it’s safe to say that starting a blog as a business is becoming a popular option. With a blog, business may run a little bit differently to a traditional store that sells products or a service, but it definitely has the potential to be an incredibly successful business. So, what’s the secret? Just like any kind of business, there isn’t really any set secret to success; you just have to work hard. But you may just find that there are certain business essentials that…

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Could Development Be The Key To Your Financial Success?

When you want to make money, you can often find yourself consider a whole range of different option to get the job done. Some are always going to appeal to some people more than others, but if there’s one option for money making that always seems to go down well with a lot of different people, it’s property development. When you invest money in property and look at developing your way to a healthy income, you can often find success from the start. So let’s take a look at what…

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The TRUE cost of having a Summer Holiday break as a parent

Ask any parent about their Summer holidays and they will generally have two comments. One will be about having the kids around 24/7 and how it was driving them bad towards the end of the holiday and the other will be about the cost of trying to do anything. It doesn’t matter if you are taking your family away in the UK, abroad or to the moon the cost of having a holiday during peak season has been going up year after year and unless you are willing to go…

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5 Simple Rules To Investing In Overseas Property

From the currency rates to a better value for the investment, people are flocking to overseas properties. Even the experts aren’t keeping their cards close to their chest any longer. And, they love to keep a secret. But, before you can invest, you must know a few simple rules. Here are the basics. 1: Hire A Local Agent An investor needs an estate agent by their side to guide them through the process. With their skill and experience, a realtor will make the situation a breeze. Of course, this is…

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The One Thing That Every Landlord Needs Is Time

I’ve rented a fair few houses in my time and I’ve had some great landlords, but I’ve also had some pretty shocking ones. Property is such a popular investment at the moment because you can charge a good amount of money in rent every month, and the value of your property is very likely to increase year on year. With so many people jumping on the bandwagon, the number of bad landlords is always rising. The main reason that landlords fail to cater to the needs of their tenants is…

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Everything you need to know before you start mystery shopping

beginner mystery shopping

I’ve been doing mystery shopping in one form or another for over 13 years now and like to think there isn’t anything I haven’t come across before and I feel prepared no matter what is being asked of me. I’m a huge fan of Mystery Shopping anyway as it’s given me the chance to have fantastic nights away in hotels and meals out at at restaurants I just wouldn’t attend normally. It wasn’t always like this though! I remember doing my very first mystery shop for MarketForce which just involved…

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Oddsmonkey are offering 2% commission on Betfair until the end of 2017 BUT YOU HAVE TO ACT QUICK!

OddsMonkey have worked hard to secure an exclusive offer with Betfair where OddsMonkey Premium members will get 2% commission at Betfair! The process that users will need to follow to be eligible is below. OPT IN at Betfair between Wednesday 13th September 9am and Monday 18th September 10am Enjoy the reduced commission rates from Monday 18th September 12:00! The following terms apply to qualify for the offer. Your account must be linked to Betfair through the Betfair integration at oddsmonkey. If you haven’t already done this, please read the Betfair Integration Guide You must place at least 1 lay bet using…

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How to Save Money as a Full Time Blogger

home office

How to Save Money as a Full Time Blogger Running a blog is difficult when there’s so many things to remember: emailing, scheduling posts, writing new content, collaborating with other bloggers, and the list goes on. Neglecting the smaller things is easy and can be costly which is lethal to your business. These five tips are designed to help you save and make money every day without taking up too much of your precious time: 1. Find a reliable web host. If your credit/debit card is linked to your host,…

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