Simple ways to cut the costs of moving house

Buying a house is an incredibly stressful experience and the aftermath can be equally difficult. From the sorting through, clearing, and then saying-goodbye to the old home and the memories, to the heavy lifting and immediate mess of a new abode. And on top of all that, there’s the cost. With our help, you should be able to keep these minimal. Give your house a clear out Many of us are hoarders – guilty of storing enormous amounts of junk that have been collecting dust for the last ten years.…

Read More

5 Ways To Financially Survive As a Single Mum

Today we have an amazing guest post by the fantastic Francesca over at FromPenniestoPounds and what the girl doesn’t know about being savvy with money just isn’t worth knowing so ALL THE SINGLE LADIES listen up! As a newly single mum, I know how it can feel in regards to your finances when you suddenly find yourself in this situation. Regardless of whether you were the instigator of the relationship breakup or not, it can still be quite worrying when you realise that you now solely responsible for the entire…

Read More

Save yourself time and worry this year by using My Parcel Delivery

Christmas, no matter how joyful it is intended to be, can hit a lot of families hard financially. Buying gifts for loved ones is expensive, let alone having to pay delivery charges for your Christmas presents to reach people that live at the other end of the country, or even overseas. Using a courier to deliver your parcels can be the cheapest and fastest option but it’s always best to weigh up what each courier can offer and at what price. Here are some things to bear in mind when…

Read More

The Biggest Challenges A Landlord Faces

Ask anybody where you should invest your money and they’ll say property. It’s fast becoming one of the most popular investment opportunities and for good reason. Rents are at an all time high and the value of the property itself is only going to go up. It’s a very sensible investment but the advice about it online can sometimes be a bit misleading. Everybody is quick to tell you about how amazing it is and how much money you can make, but it isn’t all swings and roundabouts. Like any…

Read More

Saving money on medication

There are some medical conditions that are commonly and easily treated with over the counter medicine. Products which you can buy without necessarily going to see your doctor or requiring a prescription. Cold and flu remedies and hayfever treatments are items which you can pick up pretty much anywhere but depending on the season and how susceptible to different illnesses you might be this could become expensive. So, how can you save money on your medication? Quantity One way to save money is to look at the amount of medication…

Read More

Make your next blog logo with Logojoy

If you one of the regular thousand of users who use our forum you will have seen we recently had a change in logo after what could be classed as quite a long time! After asking around on Twitter quite a lot of people recommended giving Logojoy a go and after having created a logo with them it’s not hard to see why that is! Logojoy uses what it claims is Artificial Intelligence to take information that you give it about your website and what sort of design choices you…

Read More

Planning Your Financial Future Like a CFO

AT any large corporation there will be a chief financial officer (CFO), who is responsible for overseeing the company’s financial affairs and investments. But even if you’re not employed as a CFO for a company, you are the CFO of your very own personal finances. Because at the end of the day, you are the one that will be responsible for making sure that the things that you want to do are in-line with your finances. So with all of this in mind, there are some things that you need…

Read More

Top 5 things to think about before taking out a loan

Taking out a loan is never something that should be done on the fly I always think and if you are self-employed it can be even trickier. It requires a lot of thinking and weighing up of options so I thought it would be a good idea for me to take you through what I think are my 5 top tips when it comes to taking out a loan.               Research is KEY. There are a great number of comparison websites available that you can…

Read More

What’s The Real Cost of Setting Up a Business?

Starting your own business and becoming your own boss is something many people like the idea of. But, the idea can be very different to the reality. For example, if you underestimate the costs of setting up a business it can lead you straight down the road to failure. So, although the thought of running your own business may be nice, it’s important to plan ahead before you take the plunge. Here are a few costs you might run into while getting your business started. Paperwork The may feel like…

Read More

Why it pays to have several savings accounts

Today we have a guest post from Naomi over at The Organised Life Project which shows you the best way to keep your savings in order to get the most form them! One of the best things I’ve done to organize my finances and to make sure we only spend within our budget, is to open a number of different accounts. We did this for our spending accounts – we have separate accounts for diesel and groceries and bills – and we’ve also done this for our savings. It definitely…

Read More

Autumn Budget round-up for the Self-Employed

On Wednesday 22nd November, the Chancellor of the Exchequer, Philip Hammond, announced the Autumn Budget – what was expected to be a bold announcement, quickly pivoted into a typical event for the self-employed, Craig McCall, Operations & Technical Director at Gorilla Accounting shares his views.   There were no drastic measures announced which changes the way Contractors and Freelancers operate, but here’s everything you need to know about the Budget if you work from home. Personal Tax  From 6th April 2018, the Personal Allowance will increase to £11,850, and the Higher…

Read More

Keeping Your Motoring Costs At An All Time Low

Running a car can be such a huge convenience when it comes to getting you around and your general lifestyle. Enabling you to get to work quickly and safely, helping you to do your shopping and run your errands, but if we are totally honest with ourselves running a car can also be expensive. You have the initial purchase to think about, whether that is a monthly budget or a total spend. You have fuel costs, insurances quotes and even upkeep and maintenance to consider. How do you manage it…

Read More

Let your Selfie do the work and get you an instant life insurance quote with Zurich

Sorting out insurance can be quite a dull affair can’t it? It’s always a case of putting in the same details over and over again either on comparison websites or on the actual site of the insurer themselves. I mean it used to be even worse as I remember my parents having to do everything by filling in forms with a pen and sending them off in the post so at least we’ve moved on from that I suppose Life insurance is something I didn’t have to think about until…

Read More

Exclusive Black Friday Money Shed Offer – Get 50% off Hosting and Domains for 99p with Kloudhost

Kloudhost 99p domains

I’ve spent the last few days working with the guys at Kloudhost to bring you a FANTASTIC Black Friday offer that is going to be running from Thursday 23rd November until the end of Monday 27th November If you are thinking of running a self hosted blog or website then this is the time to make the leap. Simply use these codes at the checkout for these AMAZING EXCLUSIVE discounts! TMSHOSTING – £14.95 for the Starter plan when paid annually. (50% off!) TMSBLACKFRIDAY – 40% off ANY web hosting / re-seller package should you wish to select a package…

Read More

A Beginner’s Guide To HMOs: A Smart Property Investment?

The majority of property investors are guilty of being too one-dimensional. Everyone is always looking for the same ideas and concepts. We buy a home, flip it, and make a profit. Or, we buy a property, rent it to someone, and generate money. Rarely do people consider other options or types of properties that could be more beneficial to them. This is where the subject of today’s article comes in; HMOs. If you have no idea what this stands for, then you’ll soon learn. This piece is a simple guide…

Read More

Why Picking The Right Property Is Like Striking A Goldmine

If there’s one talent that can drastically improve the chances of anyone looking to develop or flip properties at a profit, then learning to choose the right area has to be number one. But there’s a big difference between choosing an area that already has all the hallmarks of a promising place to live and choosing one that’s on its way there. Here, we’re going to look at why the latter will always net you a bigger win in the end. Demand will increase If you want a quick investment,…

Read More

Xero – Your best friend for keeping track of your finances when self employed

When you start out on your self employed journey there’s no doubt that keeping track of the incomings and outgoing of your money is going to be your top priority in the early days. Money is usually very tight during that period and it’s important that you always know where ever pound you have available to you is. In the past we used to have to rely on spreadsheets stored on your computer (or an Abacas before that!) which you could only ever access when you were in the office.…

Read More

Have you bothered to check if you have PPI?

We’ve been having a conversation recently on the forum about checking if you’ve got PPI or not. There are lots of different ways to do it from going it alone to using one of the many PPI checking services out there who will do all the leg work for you. With the deadline already set for the 29th August 2019 it’s more important than ever that you check if you have ever been miss-sold PPI. I really do believe that this is something that banks just can’t be allowed to…

Read More

Come and grab a FREE £5 Amazon voucher TODAY

It’s the time of year for giving and TopCashBack are being no different. Up until the 4th December 2017 if you sign up to TopCashBack you will get a FREE £5 Amazon Voucher once you have signed up and earned £10 of cashback. At this time of year it’s more important than ever to make your money work for you and cashback is the easiest way to ‘earn as you spend’. I’ve made THOUSANDS from it over the years and it is literally a case of getting paid each time…

Read More

Ten Ways To Save Money When Leasing A Car

  Leasing a car rather than buying one outright makes sense for a lot of different reasons. Not only can leasing help keep your monthly payments to a minimum but it also requires less money up front, making it an affordable way to get a vehicle. Typically, leased cars are brand-new. As a result, the manufacturer’s warranty still applies. Because lease terms are usually relatively short, you can continually upgrade to a newer model when your lease expires, helping to ensure that you always have a reliable vehicle. Of course,…

Read More