Is running actually cheaper than going to the Gym?

running to save money

Everyone wants to get fitter and be healthier. And there are so many different ways of looking after yourself these days that it’s easier than ever. There are exercise classes, the gym, swimming or you can workout at home. There’s also been a rise in fitness apps popularity recently, like Couch 2 5K and ParkRun. A lot of people opt to workout at home because they think it’s cheaper than signing up for a gym membership. But is this really the case? Once you factor in things like outfits, running…

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Five Tips for good Money Budgeting 

Five Tips for good Money Budgeting 

Sometimes saving money can be as hard as not having a good enough plan. It’s hard to know where to begin in terms of saving money, which is why we’ve compiled this list of tips that can help you budget properly, and save long term.  Record everything When you begin budgeting, the best place to start is by recording everything that you spend and every bit of money that comes in. This will help you keep track of what your money gets spent on and where you can save. This…

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Need Servicing? Frugal Guide to Saving Money on Motorcycle Repairs

Need Servicing? Frugal Guide to Saving Money on Motorcycle Repairs

Owning a motorcycle can be a good way to save money when compared to owning a car.  But motorcycle repairs can still be expensive. The good news is that there are a few tips you can apply to start saving money on these repairs. From the basic do-it-yourself approach to good maintenance, there are paths you can take in order to start saving money. When it comes to general maintenance, there are many tips you can apply in your own home. Provided that you have the right tools and the…

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Things you Absolutely Must do when in Australia

Visit Australia car Rental

I don’t know about you but it seems that more people than ever are visiting Australia at the moment. They could be visiting family or going on one of those ‘Holiday of a Lifetime‘ trips which they end up repeating but the lure of the country is stronger than ever! A huge change recently has been the addition of the first airline offering DIRECT flights to Perth from the UK. Qantas now offers a 17-hour flight from London and the trip has been one of their most popular over the…

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How to Cut your Monthly Mortgage Payments

How to Cut your Monthly Mortgage Payments

If you have a mortgage then you will know how important it is for you to keep up with your payments. After all, if you don’t then you may have to give up your home and you may even find that it is much harder for you to get a mortgage in the future as well. If you want to get all of this sorted out then you are more than in a position to do this. Don’t Stay on Standard Variable Rates So many people make the mistake that…

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5 Factors that Influence Exchange Rates

5 Factors that Influence Exchange Rates

What is an exchange rate and how it is determined? The exchange rate is the price or value of a determinate currency in relation to another currency (usually but not exclusively, the American dollar). The exchange rate is mostly determined by market forces in the foreign exchange market, however, this depends on the country’s current exchange rate structure and, as we’re going to explain in this article, other factors. Floating exchange rates are currently the most common exchange rate structure in the world, however in reality most countries have a…

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How to Save Money on Car Rentals when Abroad

How to Save Money on Car Rentals when Abroad

One of the most popular ways to travel when abroad is to rent a car. Renting a car gives you the freedom to travel wherever you want, whenever you want. It means that you aren’t tied down to public transport schedules, and can do your own thing. Sometimes, renting a car can save you money and actually be cheaper than other means of getting around. But because it’s such a popular mode of transport, car rental companies are raising their prices and offering extras which cost more – in order…

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Paying the price – five of the most costly mistakes you can make

five of the most costly mistakes you can make

We all make mistakes from time to time. Yet the strange thing is that sometimes, we can commit an absolute howler and get away with it, while on other occasions, it really is something that could happen to anyone, yet we get hit repeatedly right where it hurts the most – squarely in the wallet. Here are five examples of the latter – be careful out there, it’s a dangerous world.   A simple typo   Not everyone was a born typist, and a generation ago, typewriter keyboards were in…

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Get the cost of your online shopping down with PIWOP!

Get the cost of your online shopping down with PIWOP!

Shopping is expensive enough, there’s no doubt about that. From food to clothes you can buy it all with the click of the button but sadly the price of everything is always going up these days but luckily we can do use something to fight those costs! We’ve covered tools such as Pouch before which bring you alerts for any valid discount codes when you go to buy an item online, however, PIWoP is a far more passive solution to keeping those online shopping costs down. Keeping on top of the…

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Which is better? Subscriptions or buying the media outright? 

Which is better? Subscriptions or buying the media outright? 

There was a time when owning videos and, later, DVDs were a mark of any true movie or TV lover. Hundreds of DVDs and video used to line living room walls – from blockbuster movies to TV series. If you ever wanted to binge watch a series then you had to own the whole boxset. The same was also true of music. You had to buy the physical albums if you wanted to listen to it all.  Then came along subscription services like Netflix, NowTV and Prime Video which meant…

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Where Should You Be Putting Your Money In 2019?

When you want to be able to grow your money, it’s always a good idea to know how you can do it. It’s not every day that you find yourself in a strong financial position. But when you do have some spare cash one month or on an ongoing basis, it’s so important for you to be able to make it grow. But how? And don’t you have to be an investment expert to be able to really grow your funds? Well, not really. Sure it can be beneficial to…

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Crucial Considerations When Investing in Property

The property market has been becoming increasingly lucrative over the years, largely due to rocketing demand and prices/price growth rising consistently. In fact, house prices have risen by about 400% since 1993, showing just how much of a behemoth the market has become. Those looking to invest in property could well be in to make a tidy profit, but there are also many considerations to make before taking the plunge. As such, here are some of the mainfactors you should think about. Tax You will likely have to pay tax…

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Don’t overspend on your mobile phone contract plan

Don’t overspend on your mobile phone contract plan

A mobile phone is now one of the major costs in an adult consumers life. Often costing more than the standard monthly utility bills. For years websites and finance experts have told consumers to switch their utility deals to get the best plans. For some reason mobiles phone plans don’t get the same attention from UK consumers. They Should! For example; Source – https://www.ukpower.co.uk/home_energy/average-energy-bill Source – https://www.ukpower.co.uk/home_energy/average-energy-bill The annual average cost for a mobile phone contract is £46.60 per month, this makes the average annual spend on mobile phone devices…

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How to Get the Most Value from Your Vehicle

How to Get the Most Value from Your Vehicle

Vehicles have an operating life, but they also wear out faster when they are used regularly. Taking plenty of short journeys tends to demand different things of them than longer journeys on the motorway, for instance.  Making the vehicle last longer is a goal centred around getting the most value because the cost of the car is amortised over more years. Put another way, the monthly cost of owning a car is less when it’s owned for longer.  Let’s explore different ways to get more value from car ownership.  Carpool…

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How to Create a Financial Security Net

How to Create a Financial Security Net

There are many things to consider when making one of life’s more significant purchases. Given the financial outlay, it is important to be completely satisfied with what you are buying. In the case of purchasing a car, there are usually many different finance options available. However, although monthly repayments may be affordable, paying the initial deposit may represent more of a challenge. So how can you ensure an adequate financial security net is in place to help in such circumstances? After all life isn’t always plain sailing; a major financial…

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What can a Curve card do for you?

Curve Card Receipts

Curve Card is a new card from MasterCard which allows you to merge all of your cards in one place. In an age where most people have a couple of bank accounts, possibly a credit card or two and Android or Apple pay it can be hard to keep track of all of your money.  Curve Card aims to put a stop to financial headaches by merging all of your cards and accounts into one. You simply download the Curve app and then you can select which card is used…

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I desperately need a loan but I have bad credit, what should I do?

We all need to borrow money from time to time, particularly when times are tough, however, accessing credit is not easy. Banks and credit unions are choosy about borrowers nowadays because they are trying to avoid bad debts which can dent their bottom line. Before offering you a loan, lenders consider a number of factors before approving your application, but your credit card score is one of the most important. Credit card references such as Equifax, Experian, and CallCredit carry a version of your credit report. The credit report carries…

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Saving money on foreign currency exchanges

Saving money on foreign currency exchanges

How much money can I save using a money transfer company? Making an international money transfer to buy a property or pay ongoing bills can be expensive if you choose to pay through a bank rather than using specialist money transfer companies, as using your bank will significantly increase your costs. Poor exchange rates and higher fees are two of the problems associated with bank-based international money transfers, so there is a lot to consider if you are looking for cheap foreign exchange services, especially how much you can save…

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Credit Card Usage in the UK – The key Statistics

Credit Card Usage in the UK – The key Statistics

If there’s one trend that defines the modern consumer finance market, it’s far greater accessibility to products. After all, the Financial Conduct Authority (FCA) has already proposed more stringent borrowing guidelines in recent times, after credit card debt grew at its fastest rate since the Great Recession in 2008. Similarly, accessible personal loans are now established as the single biggest contributor to consumer debt in the UK, with companies now able to accept applications and extend offers online and in a matter of moments. The focus on credit card debt…

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Free Pizza Offer with QuidCo

Free Pizza QuidCo

Why you should be using Quidco  Quidco is an online cashback company where you can earn money every time you shop. There’s no catch – how it works is they offer you cashback for every purchase made through their partnered retailers. It’s 100% safe and all of their partners are brands you know and love. You probably shop with these companies all the time and have never realised how much you could be saving.  What is cashback? Cashback is a reward system where for every purchase you make through selected…

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