Category: Saving Money

With bank cards, credit cards and a crazy amount of store cards bulking out our purses and wallets,  there’s no surprise that we are always looking for ways to cut down the plastic.  Alongside this, the increase in modern day technology taking over most aspects of our daily lives, we can see an increase in the amount of apps that replace many of our familiar tasks. It’s no surprise then to see that if we mix the alarming amount of cards that we keep with the advanced technology that we…

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Having a good credit score is one of the most import aspects of applying for any kind of financial product. It doesn’t matter if it’s a loan, credit card or mortgage. There is no doubt that your credit score can be the one thing that makes a huge difference to what gets offered. Typically the first time you will come to notice this is when you go off to HSBC, Barclays or Zopa to get a loan and get knocked back! So what’s the benefit of having a good credit…

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For a lot of people, the Television will be the centerpiece of their living room. Times where when these devices were massive cube-shaped boxes but now they are lovely, aesthetically built engineered audiovisual treats that are so light and thin you can han them on your wall! Not to mention as most TVs now are ‘smart’ the next time you grab that remote control you are able to do all manor of things from browse 4K videos on YouTube to ordering the latest films on demand! But of course that…

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Being a parent can be draining on your bank balance, especially trying to keep up with the latest toys and gadgets for your children while trying to keep food on the table and a roof over your head. It can be even harder when there’s only one pay check coming in. Single parents are often left out when it comes to deals and discounts on days out and trips away.  The financial struggles of being a single parent are highlighted in this infographic from PayPlan. The graphic shows that one…

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Dating in the modern world sure is different to how it was years ago. You download the latest swipe dating app for our smartphone and try as you might there are no matches on Tinder or even dating sites that your friend has recommended. Then something goes off like a lightbulb in your head that if you actually look more at niche dating. From looking for people who work in uniforms to people looking at dating a widower. No matter what your age in life or tastes there are websites…

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Online Dating can be scary at the best of time. From never quite knowing what you are getting through to the sheer financial investment that you need to use on these websites and smartphone apps to make sure you get the most from them. But what can you do to make sure that no matter if you are using from niche dating sites to fetish dating there is something out there no matter what you taste or preference but what should you be on the lookout for to make sure…

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A credit footprint is a record to show that a lender or a creditor has searched your credit file.  When you apply to borrow money, or even for some monthly services like a mobile phone contract, the lender must perform this credit check to assess your previous history of borrowing and repaying money. Using a credit reference agency, a loan provider will look at your credit file to also see how much you are currently borrowing, whether you are on the electoral register, if you have a CCJ or an…

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For most of us, the morning commute to work is not our favourite part of the day. If you’ve recently been offered a job which is that little bit further away from home, you will need to decide which form of transport is going to be the best for you to use. Here, we run through some of the most popular forms of transport to hopefully help you to reach a decision.  Getting an Uber Uber is the most convenient and flexible way to get to work if you don’t…

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