Psi Pay’s Contribution to Contactless Payments

PSI Pay Contactless Shopping

If you can’t remember the last time that you used cash to pay for something, you’re not alone. Most people in Britain are using credit or debit cards to make purchases now. But this comes with its own set of problems. Punching in pin numbers or searching through your wallet to find the right one can get annoying, especially when you just want to pay for your stuff and move on.  Luckily, thanks to PSI Pay, contactless payment could soon become the only way to pay. A growing number of…

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Mistakes New Landlords Often Make

Mistakes new landlords make

If you are thinking about renting out a property for the first time, it can be a little bit overwhelming. After all, there is a lot that needs to be taken into account. Nevertheless, one of the best things you can do is learn from the mistakes that have been made by others before you. With that in mind, read on to discover some of the common errors new landlords often make so you can avoid them… Getting the pricing wrong – There is only one place to begin, and…

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Guest Post : Saving Money on UK Holidays with Children

Saving Money on UK Holidays with Children

Today we’ve got a guest post from Gemma who is a mum to two children and has recently changed career from accountancy to internet marketing. She runs Waist Trainer UK and blogs as Mummy’s Waisted, which features family life and The Busy Mum’s Guide To.…. She’s here to talk to you today about the things you can do to keep the cost down when you are holidaying in the UK with your Children.  Going on holiday is expensive, we all know that, and especially if you’re taking children with you as…

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How to Make Your Home the Asset That’ll Secure Your Future

how to make your home secure

For most people, their home is their pride and joy. And more than that, it’s the one thing that has the potential to keep them secure in old age. If you work hard now, the home can be yours entirely before you reach retirement, and that should always be the aim for any homeowner. You will also need to keep the value of the property as high as it can be in case you ever need to sell. Even if you don’t sell, it will one day be passed onto…

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Get to Know Your Customers Better

Get to Know Your Customers Better

One of the biggest mistakes that many businesses make is that they constantly strive to gain new customers rather than trying to retain the ones who have bought from them in the past. And one of the best ways of keeping hold of clients is by getting to know them as well as possible. This way, you can market your products to them better and determine what the problems are that your company is able to play a part in solving. Here are some of the ways that you can…

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The Growing Trend of an Online Career

The Growing Trend of an Online Career

Working online would have seemed like a half-baked dream just 10 years ago. Yet, it’s become a reality for lots of people. Digital jobs are now a serious business. Improvements in technology have enabled this growth in online employment. Wifi access is instant and available in the home, as well as at cafes and restaurants. Laptops are light and portable, so you can work on the move. Managers and companies are realising the benefits of allowing their employees to work from home. Individuals are creating jobs for themselves. Working online…

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The 4 Money Principles That Will Make You Rich

The 4 Money Principles That Will Make You Rich

Today we’ve got a guest post from Jennifer Kempson over at MamaFurFur all about the 4 money principles you should follow if you want to be rich! Everyone wants to be rich, to have enough money to live and create their dream life without the need to work for someone else to make that money. But most people believe that it is only the very lucky who will get there, or have to rely on a lottery big win to ensure that happens in life. Here’s the truth – ABSOLUTELY ANYONE…

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How To Find Your Ideal Car

find perfect car

Choosing a car can be like walking into a sweet shop with a wad of cash. As an adult it is one of the great joys you can have because it is like a giant toy for you to play with. A car can day a lot about your personality, lifestyle and taste. Here are some ways to help you find the right car for you. Look for deals Most of us will already have a pretty solid idea of the car we want to buy before we even start…

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Why You Should Buy A Used Car

Why You Should Buy A Used Car

According to our research, the majority of those shopping for a car will be looking to buy a used one rather than a brand new one. There are many different ways to pay off a car, but the more affordable option (by quite a considerable amount) will usually be used cars. The various benefits of buying a used car are: Lower Price Tag A new car starts losing money as soon as you drive away in it, which is why you get a better deal when you’re buying a used…

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Advanced Power Tool Technology Now Offers More for Your Money

Advanced Power Tool Technology

Recent advancements in technology have seen a lot of positive changes for many useful products, including power tools. While prices for new tools may have slowly increased, considering the rapid rate their technology has grown they can offer great value for money. For anyone in need of a new power tool, there are some important technology elements to look out for that can really demonstrate great value for money.   Smart Technology Application A lot of the technology features found in your phone are now moving across to be included…

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What do you do if you fall into the credit card trap?

don't fall into the credit card trap

Most people at one time or another end up having to turn to using a credit card. It could be for an emergency or even moving a debt from a loan with higher interest to a card that offers 0% for 2 years. I’ve had emergencies in the past such as vets or times where the car has needed to be repaired where I have had to use a credit card due to not having any funds readily available. As a kid, I remember growing up with very few credit…

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The Cost of Moving Home: Where Can You Make Savings?

The Cost of Moving Home: Where Can You Make Savings?

Did you know that in 2018 in the UK, the average cost of buying a home has risen to just under £10,000? That sum was calculated based on a few different things like average house prices in the UK, and the ‘other’ or ‘hidden’ fees of moving home. So in truth, if you are buying a home that is more expensive than the average house price cost, then what you end up paying in fees to people like estate agents could be even higher. It isn’t all a sum that…

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Guest Post : How To Save Money On Food

how to save money on food

Hi I’m Nicola and I blog over at The Frugal Cottage. I focus on budgeting, saving money and early retirement.  The cost of food is slowly rising and it can seem to be tricky to balance eating well and not spending a fortune. The average household also throws away a lot of food each week, which again costs money. There are always stories on the news about households feeling the pinch.  However, your food budget is one that can be tweaked quite easily and you could end up saving a…

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Saving Money On Student Digs: Top Tips

saving money on student digs

When you are accepted into university it can be a mad rush of emotions and preparations for the future. When you earn your place at university you will only have a few months to get yourself into student accommodation to start the year in your new Home city. This can often lead to you overspending on accommodation which you simply can’t afford: however there are ways to make the right decision and save a ton of money on your new home. Get to know the halls Halls of residence are…

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Getting Quick Money Without Diving Into Shark Infested Waters

Shark Infested Waters

Every household does their best to be financially responsible. Even though the prospect of raising a child in the 21st century, we do our best to be frugal while still ensuring that our kids get all the benefits we had in our own upbringings along with some of the luxuries and experiences that we didn’t. Thus, every family walks a financial tightrope, week in week out. In the UK, while other economies have weathered the storm of the economic crisis of 2007-2008 pretty well, we still seem to be struggling…

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Guest Post : New parents’ guide to Childcare Costs

Childcare Costs

Today we’ve got a fantastic guest post from Melissa over at Skinny Spending who is going to DROP SOME KNOWLEDGE all about TRUE COST of Childcare in the UK! If you’re reading this there’s a good chance you have become a parent for the first time in the last few months, and the thought of sending your baby off to daycare in the not too distant future seems a scary thought. Not just because they are still so tiny, but also the cost involved. However, if you know yourself or your…

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Alternative Ways To Invest In Stocks (That Don’t Require You To Be A Stock Market Expert)

laptop spread betting

There are lots of alternative ways to invest in the stock market. Some are certainly more complex than others and may require a financial degree to get your head around, however others are relatively simple. Not only that – you don’t need much money to try out these investments. Here are just a few unique ways to make money out of stocks. Use a robo-advisor Many people hire a stockbroker to identify the best places to invest, however stockbrokers won’t always guarantee you the best deal – many will choose…

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A Guide to UK Property Bonds

property

There are loads of investment opportunities available, offering varying levels of risk and rates of return. Property investing remains one of the most popular, however, particularly given the returns available in the UK market. Property bonds are one of the options you have if you want to invest in UK property. What are UK property bonds, however, and how do they work? We’ve got the answers to your questions. What Are Property Bonds? With a property bond, you invest in part of a property development. Your investment is typically secured…

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Looking To Earn Some Money On The Side?

make money on the side

People tend to get a bit greedy with money, but there’s absolutely nothing wrong with that. Money does literally make the world go wrong, so why would you not consider making some money on the side? There’s so many different side hustles that you can do to bring in that little bit of extra income that you need. For the most of them, you don’t even need to leave the comfort of your own home. So, if you’re looking to earn some extra money on the side, here’s some of…

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Saving Money On 4 Huge Household Expenses

household expense

Most people suggest starting small when you want to save some cash and to go out less and skip your morning coffee. Of course, this works, and it certainly adds up over time, but it’s never going to add up to the kind of savings that most people are after. If you want to start putting tens or hundreds of pounds into your savings account, rather than pennies and the odd fiver, then you need to stop sweating the small stuff and focus on your biggest expenses; Housing, energy, transport,…

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