How to Create a Financial Security Net

How to Create a Financial Security Net

There are many things to consider when making one of life’s more significant purchases. Given the financial outlay, it is important to be completely satisfied with what you are buying. In the case of purchasing a car, there are usually many different finance options available. However, although monthly repayments may be affordable, paying the initial deposit may represent more of a challenge. So how can you ensure an adequate financial security net is in place to help in such circumstances? After all life isn’t always plain sailing; a major financial…

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A Winning Strategy

A Winning Strategy

Whether you’re looking to work from home or running a publicly listed, transnational company, having a good strategy is critical to ensuring that you achieve your goals. Like business, poker requires a good strategy to ensure you are successful in your games. Playing poker without a strategy, however, would be like opening a shop without any idea of what you’re going to sell, to whom or for how much. Often, poker and business strategies go hand in hand. Protect Your Information Economic theory describes imperfect information as being a scenario where…

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What can a Curve card do for you?

Curve Card Receipts

Curve Card is a new card from MasterCard which allows you to merge all of your cards in one place. In an age where most people have a couple of bank accounts, possibly a credit card or two and Android or Apple pay it can be hard to keep track of all of your money.  Curve Card aims to put a stop to financial headaches by merging all of your cards and accounts into one. You simply download the Curve app and then you can select which card is used…

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I desperately need a loan but I have bad credit, what should I do?

We all need to borrow money from time to time, particularly when times are tough, however, accessing credit is not easy. Banks and credit unions are choosy about borrowers nowadays because they are trying to avoid bad debts which can dent their bottom line. Before offering you a loan, lenders consider a number of factors before approving your application, but your credit card score is one of the most important. Credit card references such as Equifax, Experian, and CallCredit carry a version of your credit report. The credit report carries…

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Spending your Bitcoins on the go: Prepaid Bitcoin Cards

Spending your Bitcoins on the go: Prepaid Bitcoin Cards

Bitcoin is known amongst most business and investment circles as ‘digital gold’. It’s a commonly traded asset, and just like gold, acts as a store of value. On the other hand, bitcoin is much more than just an asset to hold onto until the time is right to sell it. Instead, bitcoin can be used and spent on the go. With the introduction of prepaid bitcoin cards, users can now store their bitcoins onto their prepaid card, which can subsequently be used to complete online and physical purchases.  You might…

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The Key to Business Survival: How to Stand Out from Your Competitors

As of 2018, one fifth of new businesses fail within their first year, while almost 50% close during year five. This means that while many entrepreneurs dream of starting their own business, less than half of them manage to build a successful company. This means that for many an aspiring business owner, survival is a key and ongoing consideration. While you can take proactive steps to reduce business expenditure in order to boost cashflow and promote growth, in an oversaturated market, you must also think about the competition. To help…

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Saving money on foreign currency exchanges

Saving money on foreign currency exchanges

How much money can I save using a money transfer company? Making an international money transfer to buy a property or pay ongoing bills can be expensive if you choose to pay through a bank rather than using specialist money transfer companies, as using your bank will significantly increase your costs. Poor exchange rates and higher fees are two of the problems associated with bank-based international money transfers, so there is a lot to consider if you are looking for cheap foreign exchange services, especially how much you can save…

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Credit Card Usage in the UK – The key Statistics

Credit Card Usage in the UK – The key Statistics

If there’s one trend that defines the modern consumer finance market, it’s far greater accessibility to products. After all, the Financial Conduct Authority (FCA) has already proposed more stringent borrowing guidelines in recent times, after credit card debt grew at its fastest rate since the Great Recession in 2008. Similarly, accessible personal loans are now established as the single biggest contributor to consumer debt in the UK, with companies now able to accept applications and extend offers online and in a matter of moments. The focus on credit card debt…

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Why Loyal Consumers Need to Head to The Stock Market

Consumers Need to Head to The Stock Market

We all have our own favourite brands or companies we trust and want to see do well. What’s vital is that we don’t pigeon-hole ourselves as just consumers. If you truly love a brand or product & think it will still be around in 30+ years’ time, then becoming an owner in the underlying company needs to be a strong consideration. There’s a place to go to buy small pieces of companies with the aim of making a return. Of course, I’m talking about the stock market. A lot of people…

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5 Finance Platforms Every Trader Should Know About

5 Finance Platforms Every Trader Should Know About

The financial market is more lucrative than ever, mainly because it is more accessible and easier to navigate. Even when you are completely new to the market, you can start trading your favourite foreign currency pairs, commodities, or stocks in a matter of minutes. Before you can start trading and banking profits, however, the most important step to take is in choosing the right trading platform based on your objectives and personal preferences. There are 5 finance platforms every trader should know about, and we are going to review them…

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Free Pizza Offer with QuidCo

Free Pizza QuidCo

Why you should be using Quidco  Quidco is an online cashback company where you can earn money every time you shop. There’s no catch – how it works is they offer you cashback for every purchase made through their partnered retailers. It’s 100% safe and all of their partners are brands you know and love. You probably shop with these companies all the time and have never realised how much you could be saving.  What is cashback? Cashback is a reward system where for every purchase you make through selected…

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Using affiliate marketing to earn money from dating websites

Using affiliate marketing to earn money from dating websites

It’s every entrepreneur’s dream to set up a business model that, once properly implemented, can be set to one side while it generates a good turnover. This, essentially, is the ethos behind a successful affiliate marketing scheme. These programs involve retailers providing links to their products which small traders can post onto their own web platforms, in return for receiving a slice of commission. Provided due attention is taken to the cardinal points – choosing the optimum product and promoting it effectively – there is no reason at all why…

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Economizing your love life: how dating sites will save you money

Economizing your love life: how dating sites will save you money

For most singles, seeking a relationship with someone is an activity they just get on with, without paying much attention to any consequences. Since we’re being driven by our hormonal urges, we just get on with the process. What we will be far less focused on is the cost factor (and no wonder, as fretting about financing a date seems somewhat unromantic!) But embarking on a series of regular dates in the quest to find ‘the one’ can require considerable outlays. There is no accurate way of quantifying the total…

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How to make money while at home

how to make money from home

If you are currently based at home, you may be looking at ways to make some money. It might be that you have quit your old job and want to embark on a new career from your own property, or perhaps you are at home after becoming ill or injured. The great news is that modern technology, such as the internet, allows for you make money easily while at home. There is no longer a need to physically be in work premises to work, which opens up a whole world…

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The ever changing face of International Payments

Changing International Payments

From HSBC’s latest customer survey, there are some interesting new pieces of data surrounding international payments. In a world where we are more connected than ever, international payments are becoming more and more common. And as banking becomes easier and more convenient, international payments are really taking off. HSBC’s customer survey asked the public what their thoughts were about international payments and whether attitudes have changed as fast as the industry itself. Security When 2,000 people were asked what the most important aspect of international payments was, the majority said…

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Myths About Student Loans

Myths About Student Loans

If there is one thing all students fear when it comes to university, it is the prospect of getting into debt. There is no denying that further education is expensive, and it seems to be getting more and more costly with every year that passes by. Of course, education is an investment, but with no guaranteed job at the end of it, it can be a worry. With that being said, it is important to be fully aware of what you are getting yourself into when agreeing to a student…

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How to get FREE Makeup!

HOW TO GET FREE MAKEUP

Let’s be honest, we all love a bargain and I’m not sure many of us would turn our noses up at free makeup.. am I right? My name’s Nishi and I write about all things beauty, travel, lifestyle and fashion over at www.nishiv.com. As a former makeup artist and a self confessed beauty junkie, I share a lot of beauty tips, tutorials and reviews on my blog and youtube channel;  www.youtube.com/nishiv1, as well as mini product reviews on my Instagram account; www.instagram.com/nishiv_mua. With that in mind, I want to share…

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Save money and improve business efficiency by outsourcing IT support

Save money and improve business efficiency by outsourcing IT support

Outsourcing has become an increasingly popular strategy among businesses of all sizes over the past decade. It is a way to run a business leaner and to ensure that the workforce is completely focused on revenue generating activities. In-house support functions such as catering, building maintenance, cleaning and so on have gone the way of the dinosaurs. However, if you are looking at outsourcing as a way to improve business efficiency and save money, then there is one area that should be right at the top of your list. And…

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Travelling the UK by Taxi – Coverage and Cost Statistics

Travelling the UK by Taxi - Coverage and Cost Statistics

Travelling around the country? There are many fantastic places to visit and sights to see in every area of the country and, as a small country, it is possible to see a large percentage of these in just one trip. If you plan to travel to the different regions and travel throughout the country, one of the best ways to do this is with a taxi and especially if you are travelling with a lot of luggage. Coverage Unsurprisingly, there are certain areas which have better taxi coverage than others…

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Reasons to Buy a Small Car

Reasons to Buy a Small Car

Looking to change automobile? This can be a tricky decision as there are so many different considerations to make and models to choose from. In many cases, motorists find it best to opt for a smaller car like a city car, supermini or hatchback. This is because these models offer many advantages over larger models but can still have a surprising amount of space inside with many great models to choose from. Here are a few of the key benefits: Easy to Drive Typically, smaller cars are much easier to…

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