Moving out for the first time can be ridiculously scary, whether you’re doing it alone or with a friend/partner. If you’re going to move out (it’s around this time you’ll realize how good you had it and how difficult adulting is), you need to make sure you have all of your ducks in a row so that you can have peace of mind and ensure you’re financially ready. Let’s take a look at how you can ensure you’re ready for the move: Have A Steady Income First of all, you’re…

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Driving under the influence of alcohol is one of the most irresponsible things that you can do. You’re not only putting your own life in danger, but you’re risking the lives of others around you. But if that’s not enough to put you off, have you thought about the financial costs of driving while drunk? A lot of people don’t realise what the long term effects of drink driving are and they think that it’ll be fine to just have a couple. But if you do that, these are the…

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Regardless of what business you’re in, there’s a good chance that you’ll be met with international money transfers at some point along the line. Whether you run an international business that does a lot of cross-border transactions or are just needing to make a deposit on a vacation rental property in another country, you or your business will likely need to transfer money internationally at some point. As we all know when it comes to sending, receiving, and moving money anywhere, there are typically going to be costs associated with…

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So, you want to rent out a property? It can be a great source of passive income, and gives you some time to decide what you want to do with the house long-term while making money from it, and keeping it safe by avoiding leaving it empty. One of the big questions when it comes to letting out a house is whether you want to offer it as a furnished property or not. Here’s a look at some things you might want to consider, and some tips to help you…

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It’s that time of year again, where we start to splurge on food and go a bit overboard on treats for ourselves. We tell ourselves that it’s fine because it’s Christmas and we’ve promised ourselves that we’ll start going to the gym come January.  You’re not alone in this, as January sees the biggest surge in new gym memberships than any other month of the year. But give it some serious thought before joining a gym, because many people end up wasting their membership. These are the five biggest ways…

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After Christmas and New Year we all make promises to ourselves that this is the time we’ll get our finances sorted and start saving some serious money. The majority of us out there tend to overspend at Christmas and then try to save in January to make up for it.  However, this isn’t always the best way to go about it. Don’t worry, we haven’t lost our minds – we still think saving is a great idea – just maybe not in January. Read on to find out why changing…

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A concept known as multi channel retail has recently entered into the lexicon of the business world.  While quite effective, the fact of the matter is that the majority of stakeholders have still not been able to adapt this strategy to their current operations.  It is therefore important to define multi-channel marketing before taking a quick look at some of the many advantages that it will be able to provide to your firm. If you have been hoping to take sales to the next level in the coming year, the…

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According to the Bureau of Labor Statistics, there were more than 444,000 jobs available to real estate brokers and sales agents in 2016. What does this figure mean? There are a lot of real estate agents who can help you either purchase or sell your property. The challenge now is finding the best person for the job. Here are important things you need to know and should consider before you hire a real estate agent: Experience, Credentials, And Local Expertise   Experience says a lot about how a real estate…

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If you fancy getting away for a while after the craziness of Christmas, we don’t blame you. The festive season is a fun time of the year but it is also one which is full of stress, arguments and a lot of money being spent. That’s why a caravan trip could be the ideal way to start off 2019 with a bang. Caravanning is a great way to spend some time away from the stresses of life and it will allow you to enjoy some quality time with the people…

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For a lot of people who read this, they will be in one of two camps. You either start saving for Christmas super early and do things like buy wrapping paper a year in advance or you have a slight panic around the 1st December when you realise you have a load of things to get and you haven’t budged for any of it. Which camp is right? Well It could be said that both ends up spending the same amount of money by the time the 25th December rolls…

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Inheritance tax, also known as estate tax, can end up costing your loved ones huge sums of money in the event of your death. Of course, you want to make sure your nearest and dearest are financially protected when you are no longer here. However, without knowing about inheritance tax the opposite could occur. The inheritance tax threshold is £325,000. If your estate amounts to more than this, then you will pay 40 per cent tax on anything in excess of £325,000. Your estate is calculated by taking into account…

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When people get to a certain age it’s their time to bask in the sun. And by basking, one could easily mean taking a load off and retiring comfortably. There are many ways you can help your loved ones achieve this as in the modern day, there are so many strategies which you can use. No doubt, saving up for your entire life or rather your professional working days, is going to help you when you no longer work. State pensions aside, it’s better to have a savings account as…

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Choice is everything and in the modern real estate market, choice is the one thing that there’s certainly enough of. If you’re thinking of up or downsizing over the next year, then possibly the biggest challenge you’ll face is deciding on what type of property is going to suit you and your lifestyle. There are benefits to both apartment living and houses, take a look at our handy guide to both and help make a decision that’s right for you. Choosing a house Of course not all houses are the…

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20 years ago, pretty much every office looked exactly the same. Just rows and rows of cubicles where everybody would sit closed off from one another and get their heads down. It was thought that by shutting out any of the outside distractions, you’d make your employees a lot more productive. But more recently, people have started to realize that might not be the case. In fact, the cubicle layout is actually pretty terrible if you want people to work effectively. Most bosses don’t think too much about their office…

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Whether we like it or not, money has a tendency to dominate our lives. It impacts the things we can do and the things we can’t do. With that in mind, read on for some useful ways you can get savvy with your cash. Educate yourself on money matters There is only one place to begin, and this is by educating yourself on matters concerning money. We don’t learn about how to manage our finances in school. The good news, though, is that there are lots of great resources online.…

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