Am I an idiot for spending over £840 on Call of Duty?

PS4 Controller

I’ve always claimed I am probably one of the WORST money bloggers to follow if you are looking for someone who good with money and is sensible in what they buy from morning till night as that’s just not me. A good example of this is my habit of buying the latest Call of Duty game every year. For anyone who lives under a rock Call of Duty is an annual multiplayer game which is a First Person Shooter (FPS) game where you play various modes against other online players…

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4 Types Of Insurance Products All Entrepreneurs Should Consider

As a business owner, you are likely aware of the need for insurance if you wish to protect your company for the future. Below, we’ve put together a guide to the types of insurance that you may want to consider purchasing for your business… Professional liability insurance If you, or a member of your staff, make a mistake when performing work for a customer – for example, a window cleaning company breaks a customer’s window – then professional liability insurance helps to cover the cost of any legal fees or…

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Where can you afford to invest in the UK?

Where can you afford to invest in the UK?

The UK is full of opportunities for budding property investors. If you are just starting out or if you are trying to add to your current portfolio, you may be wondering where you can afford to invest. UK house prices have remained on the rise, and with a growing number of renters, the opportunities are there for property investors. Though property prices are high in certain areas of the country, other areas offer lucrative opportunities that are surprisingly affordable. Regional differences in the UK are incredibly obvious. There has been…

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How to Successfully Launch an Online Business Without Bleeding Your Finances Dry

How to Successfully Launch an Online Business Without Bleeding Your Finances Dry

It is estimated that more than 10,000 online businesses are created every month. Of course, some of these ventures will enjoy success while others are destined to remain in the doldrums of anonymity until their inevitable demise. There are many factors which can serve to determine each of these outcomes. One of the most pivotal involves liquidity. How can you leverage such an opportunity without emaciating your bank account? This is a deceptively complex question, as the answers are not always as clear as we would like them to be.…

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Eating on a budget while travelling the world!

Eating on a budget while travelling the world!

Today we’ve got a fantastic guest from the girls over at PenniesIntoPounds all about the different ways you can save money when travelling the world! I must admit this title sounds impossible. Sometimes even we can’t believe we’ve managed to achieve it! However, the proof is in the pudding – yes, we can afford to still treat ourselves without slacking on nutrition or living off rice and beans entirely! Many people ask us how, as students, we manage to travel so much and we can never really give them a…

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Education Alternatives to University

Education Alternatives to University

There’s a lot of pressure on new high school graduates to attend university. 100 years ago, it was an honour to attend a university, and something that not many people did. But now, we’re in a time when it has become expected of us.   But what if that isn’t the route you want to take? Maybe you don’t need a degree in order to do well in the career you’ve picked out for yourself. Maybe you think a degree won’t help you. Whatever your reasons for not wanting to…

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How To Save Money On Your Dream Home Purchase

Save money on the cost of your dream home…it can be done! Image licensed under Creative Commons.   Considering your house is the biggest purchase you’re ever likely to make, it’s not one you give the most of amount of financial consideration beyond saving up your deposit. It’s as if the size of the expense is so overwhelming that you begin to feel the finer details are of less consequence – but that simply isn’t true. There are ways to save significant sums on that dream home purchase – you…

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YouTuber Interview : Ellie Steadman

YouTuber Interview : Ellie Steadman

YouTubers have never been more in the spotlight than they are now. From Joe Sugg being in the 2018 season of Strictly through to the boxing machine between KSI and Logan Paul being covered by mainstream media, the time of the YouTube has truly arrived! With this in mind, I thought it would be great to have some insight from one Ellie Steadman who is, without doubt, one of the biggest UK Disney YouTubers out there with a combined social media following of over 88,000 she knows all about what…

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Is running actually cheaper than going to the Gym?

running to save money

Everyone wants to get fitter and be healthier. And there are so many different ways of looking after yourself these days that it’s easier than ever. There are exercise classes, the gym, swimming or you can workout at home. There’s also been a rise in fitness apps popularity recently, like Couch 2 5K and ParkRun. A lot of people opt to workout at home because they think it’s cheaper than signing up for a gym membership. But is this really the case? Once you factor in things like outfits, running…

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Five Tips for good Money Budgeting 

Five Tips for good Money Budgeting 

Sometimes saving money can be as hard as not having a good enough plan. It’s hard to know where to begin in terms of saving money, which is why we’ve compiled this list of tips that can help you budget properly, and save long term.  Record everything When you begin budgeting, the best place to start is by recording everything that you spend and every bit of money that comes in. This will help you keep track of what your money gets spent on and where you can save. This…

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Need Servicing? Frugal Guide to Saving Money on Motorcycle Repairs

Need Servicing? Frugal Guide to Saving Money on Motorcycle Repairs

Owning a motorcycle can be a good way to save money when compared to owning a car.  But motorcycle repairs can still be expensive. The good news is that there are a few tips you can apply to start saving money on these repairs. From the basic do-it-yourself approach to good maintenance, there are paths you can take in order to start saving money. When it comes to general maintenance, there are many tips you can apply in your own home. Provided that you have the right tools and the…

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Things you Absolutely Must do when in Australia

Visit Australia car Rental

I don’t know about you but it seems that more people than ever are visiting Australia at the moment. They could be visiting family or going on one of those ‘Holiday of a Lifetime‘ trips which they end up repeating but the lure of the country is stronger than ever! A huge change recently has been the addition of the first airline offering DIRECT flights to Perth from the UK. Qantas now offers a 17-hour flight from London and the trip has been one of their most popular over the…

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Tip the Scales with these Interview Tips

When it comes to preparing and planning for the future, being able to get the job or career that you want is going to be one of the ways that you can get on a path to financial freedom. Not only can you be doing the job that you want to do, but you can be working on making the financial savings that will enable you to have a successful future. You can’t make a better future for yourself if you’re not in stable employment. And part and parcel of…

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How to Cut your Monthly Mortgage Payments

How to Cut your Monthly Mortgage Payments

If you have a mortgage then you will know how important it is for you to keep up with your payments. After all, if you don’t then you may have to give up your home and you may even find that it is much harder for you to get a mortgage in the future as well. If you want to get all of this sorted out then you are more than in a position to do this. Don’t Stay on Standard Variable Rates So many people make the mistake that…

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5 Factors that Influence Exchange Rates

5 Factors that Influence Exchange Rates

What is an exchange rate and how it is determined? The exchange rate is the price or value of a determinate currency in relation to another currency (usually but not exclusively, the American dollar). The exchange rate is mostly determined by market forces in the foreign exchange market, however, this depends on the country’s current exchange rate structure and, as we’re going to explain in this article, other factors. Floating exchange rates are currently the most common exchange rate structure in the world, however in reality most countries have a…

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How to Save Money on Car Rentals when Abroad

How to Save Money on Car Rentals when Abroad

One of the most popular ways to travel when abroad is to rent a car. Renting a car gives you the freedom to travel wherever you want, whenever you want. It means that you aren’t tied down to public transport schedules, and can do your own thing. Sometimes, renting a car can save you money and actually be cheaper than other means of getting around. But because it’s such a popular mode of transport, car rental companies are raising their prices and offering extras which cost more – in order…

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Apps That Help You Save Money

Apps That Help You Save Money

We have all heard of the lifestyles of the mega rich and how wonderful their lives are. In the main how they became mega wealthy is of little consequence, whether it was derived from long hours of hard work or from a big Jackpot win at a casino. However, in the main, debt has become a huge problem in many countries around the world over the last couple of decades. In fact, it is growing concern that more and more of us are finding it hard to keep on top…

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How Long Will Matched Betting Last?

How Long Will Matched Betting Last?

When people first discover matched betting, they tend to ask the same things. “If it’s that easy, why isn’t everyone doing it?” “If it sounds too good to be true, it probably is, right?” “If more people start doing this, why would bookmakers keep giving away free bets?” The first question is easy to answer: people are already doing it, have done it previously, or just haven’t heard of it yet. The vast majority of people that have been fully introduced to matched betting have at least given it a…

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Paying the price – five of the most costly mistakes you can make

five of the most costly mistakes you can make

We all make mistakes from time to time. Yet the strange thing is that sometimes, we can commit an absolute howler and get away with it, while on other occasions, it really is something that could happen to anyone, yet we get hit repeatedly right where it hurts the most – squarely in the wallet. Here are five examples of the latter – be careful out there, it’s a dangerous world.   A simple typo   Not everyone was a born typist, and a generation ago, typewriter keyboards were in…

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Get the cost of your online shopping down with PIWOP!

Get the cost of your online shopping down with PIWOP!

Shopping is expensive enough, there’s no doubt about that. From food to clothes you can buy it all with the click of the button but sadly the price of everything is always going up these days but luckily we can do use something to fight those costs! We’ve covered tools such as Pouch before which bring you alerts for any valid discount codes when you go to buy an item online, however, PIWoP is a far more passive solution to keeping those online shopping costs down. Keeping on top of the…

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