There are many things to consider when making one of life’s more significant purchases. Given the financial outlay, it is important to be completely satisfied with what you are buying. In the case of purchasing a car, there are usually many different finance options available. However, although monthly repayments may be affordable, paying the initial deposit may represent more of a challenge. So how can you ensure an adequate financial security net is in place to help in such circumstances? After all life isn’t always plain sailing; a major financial…

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Curve Card is a new card from MasterCard which allows you to merge all of your cards in one place. In an age where most people have a couple of bank accounts, possibly a credit card or two and Android or Apple pay it can be hard to keep track of all of your money.  Curve Card aims to put a stop to financial headaches by merging all of your cards and accounts into one. You simply download the Curve app and then you can select which card is used…

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We all need to borrow money from time to time, particularly when times are tough, however, accessing credit is not easy. Banks and credit unions are choosy about borrowers nowadays because they are trying to avoid bad debts which can dent their bottom line. Before offering you a loan, lenders consider a number of factors before approving your application, but your credit card score is one of the most important. Credit card references such as Equifax, Experian, and CallCredit carry a version of your credit report. The credit report carries…

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How much money can I save using a money transfer company? Making an international money transfer to buy a property or pay ongoing bills can be expensive if you choose to pay through a bank rather than using specialist money transfer companies, as using your bank will significantly increase your costs. Poor exchange rates and higher fees are two of the problems associated with bank-based international money transfers, so there is a lot to consider if you are looking for cheap foreign exchange services, especially how much you can save…

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If there’s one trend that defines the modern consumer finance market, it’s far greater accessibility to products. After all, the Financial Conduct Authority (FCA) has already proposed more stringent borrowing guidelines in recent times, after credit card debt grew at its fastest rate since the Great Recession in 2008. Similarly, accessible personal loans are now established as the single biggest contributor to consumer debt in the UK, with companies now able to accept applications and extend offers online and in a matter of moments. The focus on credit card debt…

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Why you should be using Quidco  Quidco is an online cashback company where you can earn money every time you shop. There’s no catch – how it works is they offer you cashback for every purchase made through their partnered retailers. It’s 100% safe and all of their partners are brands you know and love. You probably shop with these companies all the time and have never realised how much you could be saving.  What is cashback? Cashback is a reward system where for every purchase you make through selected…

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For most singles, seeking a relationship with someone is an activity they just get on with, without paying much attention to any consequences. Since we’re being driven by our hormonal urges, we just get on with the process. What we will be far less focused on is the cost factor (and no wonder, as fretting about financing a date seems somewhat unromantic!) But embarking on a series of regular dates in the quest to find ‘the one’ can require considerable outlays. There is no accurate way of quantifying the total…

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From HSBC’s latest customer survey, there are some interesting new pieces of data surrounding international payments. In a world where we are more connected than ever, international payments are becoming more and more common. And as banking becomes easier and more convenient, international payments are really taking off. HSBC’s customer survey asked the public what their thoughts were about international payments and whether attitudes have changed as fast as the industry itself. Security When 2,000 people were asked what the most important aspect of international payments was, the majority said…

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If there is one thing all students fear when it comes to university, it is the prospect of getting into debt. There is no denying that further education is expensive, and it seems to be getting more and more costly with every year that passes by. Of course, education is an investment, but with no guaranteed job at the end of it, it can be a worry. With that being said, it is important to be fully aware of what you are getting yourself into when agreeing to a student…

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Let’s be honest, we all love a bargain and I’m not sure many of us would turn our noses up at free makeup.. am I right? My name’s Nishi and I write about all things beauty, travel, lifestyle and fashion over at www.nishiv.com. As a former makeup artist and a self confessed beauty junkie, I share a lot of beauty tips, tutorials and reviews on my blog and youtube channel;  www.youtube.com/nishiv1, as well as mini product reviews on my Instagram account; www.instagram.com/nishiv_mua. With that in mind, I want to share…

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Outsourcing has become an increasingly popular strategy among businesses of all sizes over the past decade. It is a way to run a business leaner and to ensure that the workforce is completely focused on revenue generating activities. In-house support functions such as catering, building maintenance, cleaning and so on have gone the way of the dinosaurs. However, if you are looking at outsourcing as a way to improve business efficiency and save money, then there is one area that should be right at the top of your list. And…

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Travelling around the country? There are many fantastic places to visit and sights to see in every area of the country and, as a small country, it is possible to see a large percentage of these in just one trip. If you plan to travel to the different regions and travel throughout the country, one of the best ways to do this is with a taxi and especially if you are travelling with a lot of luggage. Coverage Unsurprisingly, there are certain areas which have better taxi coverage than others…

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Looking to change automobile? This can be a tricky decision as there are so many different considerations to make and models to choose from. In many cases, motorists find it best to opt for a smaller car like a city car, supermini or hatchback. This is because these models offer many advantages over larger models but can still have a surprising amount of space inside with many great models to choose from. Here are a few of the key benefits: Easy to Drive Typically, smaller cars are much easier to…

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