I’ve always claimed I am probably one of the WORST money bloggers to follow if you are looking for someone who good with money and is sensible in what they buy from morning till night as that’s just not me. A good example of this is my habit of buying the latest Call of Duty game every year. For anyone who lives under a rock Call of Duty is an annual multiplayer game which is a First Person Shooter (FPS) game where you play various modes against other online players…

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As a business owner, you are likely aware of the need for insurance if you wish to protect your company for the future. Below, we’ve put together a guide to the types of insurance that you may want to consider purchasing for your business… Professional liability insurance If you, or a member of your staff, make a mistake when performing work for a customer – for example, a window cleaning company breaks a customer’s window – then professional liability insurance helps to cover the cost of any legal fees or…

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The UK is full of opportunities for budding property investors. If you are just starting out or if you are trying to add to your current portfolio, you may be wondering where you can afford to invest. UK house prices have remained on the rise, and with a growing number of renters, the opportunities are there for property investors. Though property prices are high in certain areas of the country, other areas offer lucrative opportunities that are surprisingly affordable. Regional differences in the UK are incredibly obvious. There has been…

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Today we’ve got a fantastic guest from the girls over at PenniesIntoPounds all about the different ways you can save money when travelling the world! I must admit this title sounds impossible. Sometimes even we can’t believe we’ve managed to achieve it! However, the proof is in the pudding – yes, we can afford to still treat ourselves without slacking on nutrition or living off rice and beans entirely! Many people ask us how, as students, we manage to travel so much and we can never really give them a…

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There’s a lot of pressure on new high school graduates to attend university. 100 years ago, it was an honour to attend a university, and something that not many people did. But now, we’re in a time when it has become expected of us.   But what if that isn’t the route you want to take? Maybe you don’t need a degree in order to do well in the career you’ve picked out for yourself. Maybe you think a degree won’t help you. Whatever your reasons for not wanting to…

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Save money on the cost of your dream home…it can be done! Image licensed under Creative Commons.   Considering your house is the biggest purchase you’re ever likely to make, it’s not one you give the most of amount of financial consideration beyond saving up your deposit. It’s as if the size of the expense is so overwhelming that you begin to feel the finer details are of less consequence – but that simply isn’t true. There are ways to save significant sums on that dream home purchase – you…

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Everyone wants to get fitter and be healthier. And there are so many different ways of looking after yourself these days that it’s easier than ever. There are exercise classes, the gym, swimming or you can workout at home. There’s also been a rise in fitness apps popularity recently, like Couch 2 5K and ParkRun. A lot of people opt to workout at home because they think it’s cheaper than signing up for a gym membership. But is this really the case? Once you factor in things like outfits, running…

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Sometimes saving money can be as hard as not having a good enough plan. It’s hard to know where to begin in terms of saving money, which is why we’ve compiled this list of tips that can help you budget properly, and save long term.  Record everything When you begin budgeting, the best place to start is by recording everything that you spend and every bit of money that comes in. This will help you keep track of what your money gets spent on and where you can save. This…

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Owning a motorcycle can be a good way to save money when compared to owning a car.  But motorcycle repairs can still be expensive. The good news is that there are a few tips you can apply to start saving money on these repairs. From the basic do-it-yourself approach to good maintenance, there are paths you can take in order to start saving money. When it comes to general maintenance, there are many tips you can apply in your own home. Provided that you have the right tools and the…

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I don’t know about you but it seems that more people than ever are visiting Australia at the moment. They could be visiting family or going on one of those ‘Holiday of a Lifetime‘ trips which they end up repeating but the lure of the country is stronger than ever! A huge change recently has been the addition of the first airline offering DIRECT flights to Perth from the UK. Qantas now offers a 17-hour flight from London and the trip has been one of their most popular over the…

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If you have a mortgage then you will know how important it is for you to keep up with your payments. After all, if you don’t then you may have to give up your home and you may even find that it is much harder for you to get a mortgage in the future as well. If you want to get all of this sorted out then you are more than in a position to do this. Don’t Stay on Standard Variable Rates So many people make the mistake that…

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What is an exchange rate and how it is determined? The exchange rate is the price or value of a determinate currency in relation to another currency (usually but not exclusively, the American dollar). The exchange rate is mostly determined by market forces in the foreign exchange market, however, this depends on the country’s current exchange rate structure and, as we’re going to explain in this article, other factors. Floating exchange rates are currently the most common exchange rate structure in the world, however in reality most countries have a…

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One of the most popular ways to travel when abroad is to rent a car. Renting a car gives you the freedom to travel wherever you want, whenever you want. It means that you aren’t tied down to public transport schedules, and can do your own thing. Sometimes, renting a car can save you money and actually be cheaper than other means of getting around. But because it’s such a popular mode of transport, car rental companies are raising their prices and offering extras which cost more – in order…

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We all make mistakes from time to time. Yet the strange thing is that sometimes, we can commit an absolute howler and get away with it, while on other occasions, it really is something that could happen to anyone, yet we get hit repeatedly right where it hurts the most – squarely in the wallet. Here are five examples of the latter – be careful out there, it’s a dangerous world.   A simple typo   Not everyone was a born typist, and a generation ago, typewriter keyboards were in…

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Shopping is expensive enough, there’s no doubt about that. From food to clothes you can buy it all with the click of the button but sadly the price of everything is always going up these days but luckily we can do use something to fight those costs! We’ve covered tools such as Pouch before which bring you alerts for any valid discount codes when you go to buy an item online, however, PIWoP is a far more passive solution to keeping those online shopping costs down. Keeping on top of the…

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