Author: themoneyshed

Christmas is an expensive time of year. From buying presents and covering the cost of dinner to paying up for decorations and parties, even the most financially savvy among us are spending a lot on 25 December. If you have been planning your money and putting some aside all year in preparation for the festive period, now is the time to start planning how you want to spend it. To give you inspiration, here are some ideas that make the time you spent saving up worth it. Generous Gift Buying…

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Finance Options for Those with Bad Credit Obtaining any kind of financing when you have bad credit can be extremely difficult, especially when you’re not aware of the different kinds of loans available to people with poor credit scores. If you’re just basing your outlook on the experiences you’ve had with major banks or credit unions, you might be ready to give up on your search for financing. Although building your credit should still be a top concern, it’s possible that you may be overlooking some of the loan types…

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The student population is bigger than it has ever been. Despite the rising costs of tuition and housing, more young people are seeking to study a form of higher education once they finish school. If you own a second property or are interested in property investment or development, this can present an opportunity. Many people that inherit a large house, or own a second house in a student town are tempted to let it out to the student population. It can be ideal and a great way to make money.…

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Many people wrongly view insurance as a costly affair, especially in the corporate arena. However, one of the central tenants of insurance is staving off further costs down the line. It’s a safeguard, protection against misfortune that could cripple a business beyond repair. For that reason, insurance is always a worthwhile investment; especially in corporate equipment and machinery. Consequently, here’s how insuring your corporate gear can help you keep your costs down. Covering Replacements In most cases, corporate equipment is hazardous. Used incorrectly, it can seriously endanger worker wellbeing and…

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With the internet being so important to your business, it makes sense that you would want to be able to keep yourself connected while on the move. Whether you’re stuck in traffic or lying in bed, having a reliable internet connection can often be the difference between a productive afternoon and getting nothing done. Of course, though, it’s not always easy to keep your work in the office or at home, and this means that you have to look for networks when you’re out and about. Home Broadband Of course,…

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Sponsored content from Aviva By Sarah Lewis Electric vehicles have thrown off their unglamorous image and evolved into sophisticated, high-spec machines. But, there’s a problem – they’re expensive. Before you rule one out, here’s why buying and running an electric car might be cheaper than you think.  Counting the cost Let’s be honest, new electric cars are expensive to buy. Even one of the cheapest on the market, the Renault Zoe, costs from £15,000 to £17,500 after you’ve factored the government’s Plug In Car Grant, which gives £3,500 off the…

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Saving money generally includes the strategy of cutting back on a number of monthly desirable or reward spending and sometimes it even impacts necessities. While this just might be the case, your health is one aspect that shouldn’t take the strain for the sake of adding more pennies into the saving pot. This applies to various areas of health, such as medical care, food and physical wellbeing. The main aim is to spend wiser rather than to spend less. When this concept is implemented in your daily life, you save both…

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Spending money is really easy to do and sometimes we do it without even realising. So if you’re trying to save or budget better then you may be at a loss for what to do. How can you stop spending money when it’s so hard to realise you’ve spent it?  Over at The Money Shed forum we tend to be all about making more money. So having more money in your life by earning it online and not doing the likes of 50p surveys or click sites however if you’re looking…

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Moving house can be a daunting prospect. You want to sell your old home quickly so that you can focus on setting up your new home, whether it is down the street or across the country. The average home in the UK takes two to three months to sell when using an estate agent, although this figure can vary. If you’re on the unlucky end of that average, it might be half a year or more before your home is safely sold. In the meantime, you may be stuck paying…

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I’ve always claimed I am probably one of the WORST money bloggers to follow if you are looking for someone who good with money and is sensible in what they buy from morning till night as that’s just not me. A good example of this is my habit of buying the latest Call of Duty game every year. For anyone who lives under a rock Call of Duty is an annual multiplayer game which is a First Person Shooter (FPS) game where you play various modes against other online players…

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As a business owner, you are likely aware of the need for insurance if you wish to protect your company for the future. Below, we’ve put together a guide to the types of insurance that you may want to consider purchasing for your business… Professional liability insurance If you, or a member of your staff, make a mistake when performing work for a customer – for example, a window cleaning company breaks a customer’s window – then professional liability insurance helps to cover the cost of any legal fees or…

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The UK is full of opportunities for budding property investors. If you are just starting out or if you are trying to add to your current portfolio, you may be wondering where you can afford to invest. UK house prices have remained on the rise, and with a growing number of renters, the opportunities are there for property investors. Though property prices are high in certain areas of the country, other areas offer lucrative opportunities that are surprisingly affordable. Regional differences in the UK are incredibly obvious. There has been…

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