A Family Pet Doesn’t Have To Break The Bank

Pet Doesn’t Have To Break The Bank

A family pet can often be a big decision for anyone to make. After all, whether it is a dog, a cat, or even a reptile that lives in a tank, they are a commitment that you have to make. It isn’t just about the changes to your lifestyle or the positive dynamics it will have on the family home, a big factor in the decision making process is the cost. It is an added member of the family that needs things, it needs food and regularly maintenance. So how…

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Can I Afford A Wedding?

Can I Afford A Wedding

Are my assets in order? Am I able to wed and stay financially afloat? If you’re in a serious relationship, you may have asked yourself these questions.  Money worries are common. Especially when we’re headed towards a huge life change – which marriage can often be.  But if you’re engaged, don’t worry. It’s easy budget for a wedding and beyond. You just need to know how.  Our guide could help.  Effective Planning  Are you excited? If so, it isn’t surprising. You’re getting married, after all. You may very well want…

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Protecting your car tyres and saving you money

Protecting your car tyres

There’s no doubt that beyond buying a house the vehicle we drive can be one of the most costly items we own. Sadly the spending doesn’t even end when you actually purchase the thing! From car insurance through to window cleaner fluid it can sometimes feel like they are never ending cashcow. Over the years I’ve bought everything from a 2nd hand car through to doing a PCP lease deal and while there is no doubt that the maintenance costs of the latter are much smaller there are still some…

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Understanding Horse Insurance

Understanding Horse Insurance

As many of you will understand, owning a horse brings immeasurable pleasure and satisfaction. It isn’t just the moments of exhilaration, the bond or the freedom you feel from riding. Reward come too from the hard work that is involved, horses are an extension of yourself and your family. Little wonder then that we do all we can to look after our horses and this includes insuring them. It is with this in mind that here we take a look at horse insurance in a bid to help you understand…

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The Perks Of Being A Midwife

Perks Of Being A Midwife

When it comes to jobs which are rewarding and enjoyable, there isn’t much which can come close to being a midwife and witnessing those first few moments of life every single day of your career. As a midwife you’ll be able to follow a parent’s journey from the first scan to the birth of their baby and it can be the most amazing thing in the world. If you are looking for a new career path this year, here are some reasons to consider being a midwife. You can study…

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Practical Things You Can Do Today To Improve Your Financial Future

Improve Your Financial Future

So, what are your plans for today? Thinking about catching up with your Netflix box sets? Considering a day pottering around in your garden? Catching up with friends for banter and gossip? Sure, you could do those things. And there are a million other things you might do today. However… Why not take this day (or tomorrow if you’re reading this article late at night) and do those things that will ultimately improve the state of your finances. And if a day isn’t enough, then we guess a week is…

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How to Help Secure Savings for the Future

Secure Savings for the Future

Being intelligent with your finances can allow you to lead a comfortable lifestyle and build towards a brighter future. While it is important to treat yourself occasionally, it is also important to secure savings for the future so that you can retire and live these years doing what you want. Additionally, having savings is important in case you encounter any unexpected expenses which can be difficult to manage otherwise. Of course, saving for the future is easier said than done especially if you are currently on a tight budget. Fortunately,…

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Ensuring a smooth transition when considering a change in broker

considering a change in broker

There are a wide range of reasons why you may want to change broker. Perhaps you are not happy with their services; perhaps you have found a broker that offers a better deal than your current one; or maybe you have just decided that you fancy a change. Whatever your reason to change brokers, there are always worries under the surface that the changeover may go wrong. What can you do to help make sure that your transfer to a new broker is a smooth process?  Make sure that you…

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Why are Online Mortgage Brokers Becoming So Popular?

Online Mortgage Brokers

Traditionally, getting a mortgage was hard work. Firstly, finding a mortgage deal that was right for you involved using a mortgage broker. This was often costly, time consuming and only brought back a handful of options. The growth of the digital age has helped to make the mortgage application process much less painful than what it previously was.  Online mortgage brokers can search almost the entire product market, bringing back a wide range of deals that are perfectly suited to your personal circumstances. They can do this within minutes, replacing…

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Tips For Buying a House as a Freelancer In London

Buying a House as a Freelancer In London

There are many misconceptions that it’s hard to buy a house if you’re a freelancer or self-employed. Freelance mortgages are the same as normal mortgages, they just take a little bit of work to prove to the mortgage lender that you have a regular income. With high London property prices, you may think buying a house as a freelancer in London is impossible. This article will feature 8 tips for buying a house as a freelancer in London, from how to prepare for a mortgage to additional costs to consider. …

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Career Talk: Becoming A Paralegal

Becoming A Paralegal

Is becoming a paralegal something you want to do? Do you have your eyes set on a career in the field of law? Paralegal jobs can be appealing since you are likely to be doing something different every day. Some people incorrectly believe a paralegal is a lawyer, but this is not the case. The problem lies within the fact that job descriptions for paralegal differ dramatically. Paralegal is a catch-all term, encompassing various different roles. Your role as a paralegal all depends on the organization you work for and…

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The five top money concerns for most contractors

money concerns for most contractors

When it comes to modern working, many people now are setting up as independent contractors. This can be seen in many sectors but certainly in areas such as IT and construction. Of course, as well as being handy for the clients who use them, working as a contractor is also an attractive proposition.  Not only do you get to be your own boss and work in an industry that you feel passionate about, but you also get a real freedom that is hard to beat. It is thought that the…

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Increasing your wealth isn’t just about what you earn – it’s what you spend

Increasing your wealth

There are so many temptations to spend money these days. Even just a casual walk down a high street reveals how many opportunities there are to fritter away cash. From advertisements on bus shelters pushing fast food outlets to stores offering expensive yet unnecessary convenience products, it can be hard to avoid these temptations in a fast-paced consumer economy. However, very few people who become wealthy in a sustainable way spend money with wild abandon. By controlling your personal cash outflow, you can ensure that you have enough left over…

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The astounding financial difference between smoking and vaping

difference between smoking and vaping

Smoking, as we all know, is a habit comes with a huge set of health risks. It’s also a habit that comes with huge costs and money can be a top reason for people wanting to quit.  Vaping has long been presented as a healthier alternative to smoking. Less nicotine intake and reduced exposure to toxic chemicals are just a couple of the health benefits you can gain by switching to e-cigarettes. But with all this talk of health benefits, what about the financial side of vaping? The difference might…

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The Great British PPI Refund

Great British PPI Refund

PPI. That’s right, Payment Protection Insurance. You may already be familiar with PPI with the vast amount of adverts on TV, Radio and plastered just about everywhere else possible. August 2019 marks the end of PPI claims, meaning that people now only have a few months left to claim and receive any money back.  What is Payment Protection Insurance? Payment Protection Insurance, or PPI as it’s more commonly known was sold to customers who had taken out a credit card, loan or even a mortgage over the last few decades. …

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Ways innovation can help your business

innovation can help your business

Innovation for businesses is about executing and exploiting new ideas. As you are looking to introduce new ideas in your business, the end goal is usually to improve profitability. But before that, you must have a clear understanding of how far any innovation can take your business, so you can adequately capitalize on them. Here are several ways in which innovation can help your company: Increase workplace productivity When you find new processes that can be useful in the workplace, you will take off some of the load from your…

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Refinancing your business using personal loans – Is it a good idea?

Refinancing your business

If you need a relatively small amount of cash to refinance your business, using a personal loan could prove to be the ideal answer. Self-funding in this way can be an easier route than applying for a business loan. For anyone wondering if it is a good idea to refinance your business using a personal loan, read on to find out more.  Can you refinance your business using a personal loan? There should not be an issue with most lenders allowing you to use a personal loan to refinance your…

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Making sure you keep yourself grounded when choosing your wedding venue

choosing your wedding venue

When you decide to get married it can seem like so much attention goes on the little details and in fact whole arguments can be based around them on the run-up to the big day. Which type of cloth to use for the tables, what decorations do we around in the room, WHICH FONT SHALL WE USE FOR THE INVITES??!?!? Anyway, you get the picture. It’s because of all these little things that you can end up losing sight of one of the most important parts of the wedding, that being the…

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Is it still OK to splurge money on the dancefloor as you get older?

clubbing in your 30s

As someone that grew up in the 80s and starting going out clubbing in the 90s it always amazes me just how much it costs to have a night out on the tiles. From the drinks to club entry and even the taxi home it seems that prices are so far north of what they used to be when I was going out at the turn on the millennium. There’s no doubt that some of the happiest time I had as someone in their late teens to mid-twenties was dancing on…

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Reducing the price of furnishing your home

furnishing your home

Once you own your own home it’s common to want to make the inside of it look nice. All it can take is a BBC TV program all about how to make your living room more spacious or a cooking program showing you items you didn’t even know existed and you are straight onto the Internet trying to replicate that look. Before you know it one thing has lead to another and you are going from room to room looking for cheap but significant ways you can improve the rooms…

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