Ensuring a smooth transition when considering a change in broker

considering a change in broker

There are a wide range of reasons why you may want to change broker. Perhaps you are not happy with their services; perhaps you have found a broker that offers a better deal than your current one; or maybe you have just decided that you fancy a change. Whatever your reason to change brokers, there are always worries under the surface that the changeover may go wrong. What can you do to help make sure that your transfer to a new broker is a smooth process?  Make sure that you…

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Why are Online Mortgage Brokers Becoming So Popular?

Online Mortgage Brokers

Traditionally, getting a mortgage was hard work. Firstly, finding a mortgage deal that was right for you involved using a mortgage broker. This was often costly, time consuming and only brought back a handful of options. The growth of the digital age has helped to make the mortgage application process much less painful than what it previously was.  Online mortgage brokers can search almost the entire product market, bringing back a wide range of deals that are perfectly suited to your personal circumstances. They can do this within minutes, replacing…

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Tips For Buying a House as a Freelancer In London

Buying a House as a Freelancer In London

There are many misconceptions that it’s hard to buy a house if you’re a freelancer or self-employed. Freelance mortgages are the same as normal mortgages, they just take a little bit of work to prove to the mortgage lender that you have a regular income. With high London property prices, you may think buying a house as a freelancer in London is impossible. This article will feature 8 tips for buying a house as a freelancer in London, from how to prepare for a mortgage to additional costs to consider. …

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Career Talk: Becoming A Paralegal

Becoming A Paralegal

Is becoming a paralegal something you want to do? Do you have your eyes set on a career in the field of law? Paralegal jobs can be appealing since you are likely to be doing something different every day. Some people incorrectly believe a paralegal is a lawyer, but this is not the case. The problem lies within the fact that job descriptions for paralegal differ dramatically. Paralegal is a catch-all term, encompassing various different roles. Your role as a paralegal all depends on the organization you work for and…

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How to find the best paid surveys online

best paid surveys

Finding the best paid surveys online Finding the highest paid surveys or best paid surveys in general can be quite a challenge without a bit of help. From paid market research through to online surveys that pay cash it’s all out there waiting for you, you just have to know where to look to find the best paid surveys on the Internet. This post is written by our very own KatyKicker. She has been earnings £1000+ a month from online surveys alone for a number of years and is going…

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FreeAgent Review – Is it REALLY the best accounting software for the self employed​?

FreeAgent Review

FreeAgent Review Being self-employed is a way of life that offers freedom, financial stability and an encouraging work-life balance. However, one of the things that many self-employed people struggle with is dealing with finances and especially tax returns. No matter if you are doing high paying research studies or freelance writing, all that income needs to be logged! It’s common for self-employed people to use spreadsheets, diaries and other forms of data recording to keep up-to-date with their financial outgoings and profits. As you can imagine this can get very time…

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The five top money concerns for most contractors

money concerns for most contractors

When it comes to modern working, many people now are setting up as independent contractors. This can be seen in many sectors but certainly in areas such as IT and construction. Of course, as well as being handy for the clients who use them, working as a contractor is also an attractive proposition.  Not only do you get to be your own boss and work in an industry that you feel passionate about, but you also get a real freedom that is hard to beat. It is thought that the…

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Increasing your wealth isn’t just about what you earn – it’s what you spend

Increasing your wealth

There are so many temptations to spend money these days. Even just a casual walk down a high street reveals how many opportunities there are to fritter away cash. From advertisements on bus shelters pushing fast food outlets to stores offering expensive yet unnecessary convenience products, it can be hard to avoid these temptations in a fast-paced consumer economy. However, very few people who become wealthy in a sustainable way spend money with wild abandon. By controlling your personal cash outflow, you can ensure that you have enough left over…

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Giving Your Business Financial Room To Manoeuvre

Financial Room To Manoeuvre

All businesses must keep a solid control of their accounts to ensure that everything adds up. This can prevent financial abuse such as starting embezzlement, ensures accountability when tax season comes around and ensures that the leniency of investment and reinvestment is understood before sky-high plans are drawn up. But even with this carefully applied and often objective set of calculations, giving your business the financial room to maneuver could help you out in the long term. We’re talking about the long term savings, the financial offsets, or the ability…

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Identify When Your Team Needs a Morale Boost

Identify When Your Team Needs a Morale Boost

Are results waning? Is your team not quite performing as efficiently as it once was? Can you not put your finger on the reason why? These are questions that almost every team leader has had at one point or another, and it’s no fun when it is a superior that is asking those questions. In moments such as this there are two things that you can do as a team leader – either, you can call a team meeting and demand that performances are raised or you can call a…

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The astounding financial difference between smoking and vaping

difference between smoking and vaping

Smoking, as we all know, is a habit comes with a huge set of health risks. It’s also a habit that comes with huge costs and money can be a top reason for people wanting to quit.  Vaping has long been presented as a healthier alternative to smoking. Less nicotine intake and reduced exposure to toxic chemicals are just a couple of the health benefits you can gain by switching to e-cigarettes. But with all this talk of health benefits, what about the financial side of vaping? The difference might…

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The Great British PPI Refund

Great British PPI Refund

PPI. That’s right, Payment Protection Insurance. You may already be familiar with PPI with the vast amount of adverts on TV, Radio and plastered just about everywhere else possible. August 2019 marks the end of PPI claims, meaning that people now only have a few months left to claim and receive any money back.  What is Payment Protection Insurance? Payment Protection Insurance, or PPI as it’s more commonly known was sold to customers who had taken out a credit card, loan or even a mortgage over the last few decades. …

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How to use Airtime Rewards to pay off your phone bill for FREE

Airtime Rewards

Everyone wants to save a little money, whether it’s for a special occasion, a rainy day or simply because you like living the frugal life. There is loads of information on how to save a little extra each month, however one of the easier, more satisfying methods of saving money is to earn cashback on your purchases. If you can spend money on the things you love and get money back at the same time, it’s a win-win situation.  Airtime Rewards takes the traditional cashback opportunity and boosts it to…

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Ways innovation can help your business

innovation can help your business

Innovation for businesses is about executing and exploiting new ideas. As you are looking to introduce new ideas in your business, the end goal is usually to improve profitability. But before that, you must have a clear understanding of how far any innovation can take your business, so you can adequately capitalize on them. Here are several ways in which innovation can help your company: Increase workplace productivity When you find new processes that can be useful in the workplace, you will take off some of the load from your…

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Security Threats and Solutions for eLearning Systems

Security Threats and Solutions

eLearning systems are essential eLearning tools upon which online training modules and courses are designed. They are invaluable in the eLearning realm offering a number of solutions that include: Organizing eLearning materials in a central place.   Different parties like parents and educators can track student’s progress ensuring that they are hitting the required milestones. Course materials become easily accessible and they can be expanded with ease. Cost of learning is not as expensive as before.   Integrates the social aspects of learning. Allows institutions to stay up-to-date with relevant…

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Is investing in a website for a new business really the right move?

investing in a website

When you are starting a new business up there are always costs you didn’t think about. It could be insurance or something on the accounting side but mort often than not something will come out of the woodwork and demand your much-treasured money! One often forgotten about aspect of setting up a new business that I see a lot when more traditional companies are set up is not creating a website. If you decided to open a shop up it is very easy to be so focused on footfall that…

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Refinancing your business using personal loans – Is it a good idea?

Refinancing your business

If you need a relatively small amount of cash to refinance your business, using a personal loan could prove to be the ideal answer. Self-funding in this way can be an easier route than applying for a business loan. For anyone wondering if it is a good idea to refinance your business using a personal loan, read on to find out more.  Can you refinance your business using a personal loan? There should not be an issue with most lenders allowing you to use a personal loan to refinance your…

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Making sure you keep yourself grounded when choosing your wedding venue

choosing your wedding venue

When you decide to get married it can seem like so much attention goes on the little details and in fact whole arguments can be based around them on the run-up to the big day. Which type of cloth to use for the tables, what decorations do we around in the room, WHICH FONT SHALL WE USE FOR THE INVITES??!?!? Anyway, you get the picture. It’s because of all these little things that you can end up losing sight of one of the most important parts of the wedding, that being the…

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Is it still OK to splurge money on the dancefloor as you get older?

clubbing in your 30s

As someone that grew up in the 80s and starting going out clubbing in the 90s it always amazes me just how much it costs to have a night out on the tiles. From the drinks to club entry and even the taxi home it seems that prices are so far north of what they used to be when I was going out at the turn on the millennium. There’s no doubt that some of the happiest time I had as someone in their late teens to mid-twenties was dancing on…

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Reducing the price of furnishing your home

furnishing your home

Once you own your own home it’s common to want to make the inside of it look nice. All it can take is a BBC TV program all about how to make your living room more spacious or a cooking program showing you items you didn’t even know existed and you are straight onto the Internet trying to replicate that look. Before you know it one thing has lead to another and you are going from room to room looking for cheap but significant ways you can improve the rooms…

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